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Last Updated: 04/18/2025

Balboa Thrift and Loan Commercial Mortgage

Q: What is the support contact email?

The support contact email for is info@balboathrift.com .

from Balboa Thrift and Loan

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

Up to $5,000,000

Loan Term (Years)

N/A

Balboa Thrift and Loan Commercial Mortgage Review

Balboa Thrift and Loan Commercial Mortgage is offered by Balboa Thrift and Loan (NMLS #810477), a direct lender founded in 1987 and based in Chula Vista, CA. Balboa Thrift and Loan are available in 1 state.

Key Takeaways

Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Standard interest rates types.
Only primary residences considered. Balboa Thrift and Loan Commercial Mortgage does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Balboa Thrift and Loan Commercial Mortgage Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
No co-sign option available.
Only available in 1 state.

Balboa Thrift and Loan FAQ

How much can you borrow via Balboa Thrift and Loan?

Balboa Thrift and Loan allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does Balboa Thrift and Loan offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Balboa Thrift and Loan may charge a loan origination fee .

What property usage types does Balboa Thrift and Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Balboa Thrift and Loan allows the following property usage types:

Primary home
Investment properties and house flipping projects

What is the customer service phone number?

The customer service number for Balboa Thrift and Loan Commercial Mortgage is (800) 354-1160.

What is the support contact email?

The support contact email for is info@balboathrift.com.

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Contact

Headquarters

865 Amena Ct

Chula Vista, CA 91910

(800) 354-1160

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

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-1000+100

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