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Last Updated: 04/18/2025

Elevate Credit Union Fixed Mortgages

from Elevate Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

5 - 30

Elevate Credit Union Fixed Mortgages Review

Elevate Credit Union Fixed Mortgages is offered by Elevate Credit Union (NMLS #641663), a credit union founded in 1954 and based in Brigham City, UT. Elevate Credit Union Fixed Mortgages are available in 50 states and Washington, DC.

Key Takeaways

Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
Standard interest rates types. Elevate Credit Union Fixed Mortgages only offers fixed-rate mortgages.
Only primary residences considered. Elevate Credit Union Fixed Mortgages does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Maximum LTV. Elevate Credit Union Fixed Mortgages has a maximum loan to value ratio of 80%.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Elevate Credit Union Fixed Mortgages.

Elevate Credit Union Fixed Mortgages Pros & Cons

Pros

Cons

Offers financing for single-family homes.
Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Elevate Credit Union Fixed Mortgages FAQ

What is the maximum loan term you can get with Elevate Credit Union Fixed Mortgages?

Elevate Credit Union Fixed Mortgages offers mortgages with terms ranging from 5 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Elevate Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Elevate Credit Union Fixed Mortgages may charge a loan origination fee .

What property usage types does Elevate Credit Union Fixed Mortgages allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Elevate Credit Union Fixed Mortgages allows the following property usage types:

Primary home

What is the customer service phone number?

The customer service number for Elevate Credit Union Fixed Mortgages is (435) 723-3437.

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Contact

Headquarters

1023 Medical Dr

Brigham City, UT 84302

(435) 723-3437

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Hours of Operation

Sunday

All Day

Monday

All Day

Tuesday

All Day

Wednesday

All Day

Thursday

All Day

Friday

All Day

Saturday

All Day

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Credit Score Range

N/A

Amount Range

N/A

No Origination Fee

N/A

Loan Term (Years)

10 - 30

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SuperMoney Net Recommendation Score

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-1000+100

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