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Last Updated: 04/18/2025

Encompass Credit Union Adjustable-Rate Mortages

Q: What is the support contact email?

The support contact email for is info@encompasscu.org .

from Encompass Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

N/A

Loan Term (Years)

10 - 30

Encompass Credit Union Adjustable-Rate Mortages Review

Encompass Credit Union Adjustable-Rate Mortages is offered by Encompass Credit Union , a credit union founded in 1953 and based in Tipton, IN. Encompass Credit Union Adjustable-Rate Mortages are available in 50 states and Washington, DC.

Key Takeaways

Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
Standard interest rates types. Encompass Credit Union Adjustable-Rate Mortages only offers adjustable-rate mortgages.
Only primary residences considered. Encompass Credit Union Adjustable-Rate Mortages does not offer financing for vacation homes or investment properties.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Encompass Credit Union Adjustable-Rate Mortages.

Encompass Credit Union Adjustable-Rate Mortages Pros & Cons

Pros

Cons

Offers financing for single-family homes.
Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Encompass Credit Union Adjustable-Rate Mortages FAQ

What is the maximum loan term you can get with Encompass Credit Union Adjustable-Rate Mortages?

Encompass Credit Union Adjustable-Rate Mortages offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Encompass Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Encompass Credit Union Adjustable-Rate Mortages may charge a loan origination fee .

What property usage types does Encompass Credit Union Adjustable-Rate Mortages allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Encompass Credit Union Adjustable-Rate Mortages allows the following property usage types:

Primary home

What is the customer service phone number?

The customer service number for Encompass Credit Union Adjustable-Rate Mortages is (800) 675-8852.

What is the support contact email?

The support contact email for is info@encompasscu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

221 N Main St

Tipton, IN 46072

(800) 675-8852

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 4:30PM

Tuesday

8:30AM - 4:30PM

Wednesday

8:30AM - 4:30PM

Thursday

8:30AM - 4:30PM

Friday

8:30AM - 4:30PM

Saturday

9:00AM - 12:00PM

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Credit Score Range

N/A

Amount Range

N/A

No Origination Fee

N/A

Loan Term (Years)

10 - 30

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SuperMoney Net Recommendation Score

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-1000+100

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