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Last Updated: 04/18/2025

Family Savings CU Home Loans

in Home Mortgage Loans from Family Savings Credit Union

Last Updated: 04/18/2025

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Credit Score Range

N/A


Amount Range

N/A


Loan Term (Years)

10 - 20

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Family Savings CU Home Loans Review

Family Savings CU Home Loans is offered by Family Savings Credit Union (NMLS #800746), a credit union founded in 1951 and based in Gadsden, AL. Family Savings CU Home Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • No primary residences considered. Family Savings CU Home Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

Family Savings CU Home Loans Pros & Cons

Family Savings CU Home Loans FAQ

What is the maximum loan term you can get with Family Savings CU Home Loans?

Family Savings CU Home Loans offers mortgages with terms ranging from 10 to 20 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Family Savings Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Family Savings CU Home Loans may charge a loan origination fee .

What is the customer service phone number?

The customer service number for Family Savings CU Home Loans is (888) 311-3728.

What is the support contact email?

The support contact email for is service@familysavingscu.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

711 E Meighan Blvd
Gadsden, AL 35903
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Hours of Operation

Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
7:30AM - 12:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 4:00PM
Saturday
Closed

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