Last Updated: 04/18/2025
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Flagstar Mortgage Review
Key Takeaways
- Financing for single-family and multi-family properties. However, Flagstar Bank does not offer financing for manufactured homes.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 500 are considered.
Flagstar Mortgage Pros & Cons
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Flagstar mortgage FAQ
How much can you borrow via Flagstar Bank?
What is the maximum loan term you can get with Flagstar mortgage?
What mortgage rates does Flagstar Bank offer?
Do they charge mortgage origination fees?
What property usage types does Flagstar mortgage allow?
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
What is the support contact email?
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