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Last Updated: 04/18/2025

G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage

from G.A.P. Federal Credit Union

Last Updated: 04/18/2025

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Credit Score Range

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Loan Term (Years)

15

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G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage Review

G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage is offered by G.A.P. Federal Credit Union , a credit union founded in 1937 and based in Johnstown, PA. G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage are available in 50 states and Washington, DC.

Key Takeaways

  • Only offers one mortgage pogram. G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage only provides VA mortgages.
  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage only offers fixed-rate mortgages.
  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Origination fees starting at $300.00.Origination fees are deducted from the loan amount, so take it into account when deciding how much you need to borrow.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage.

G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage Pros & Cons

G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage FAQ

What is the maximum loan term you can get with G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage?

G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage offers mortgages with terms ranging from 15 to 15 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does G.A.P. Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage may charge a loan origination fee of $300.00

What mortgage programs are available?

Besides conventional mortgages, G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage offers the following mortgage types:

    What property usage types does G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage allow?

    Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage allows the following property usage types:
    • Primary home
    • Secondary homes and vacation properties
    • Investment properties and house flipping projects

    What is the customer service phone number?

    The customer service number for G.A.P. Federal Credit Union VA 15 Year Fixed Rate Mortgage is (814) 535-4165.

    What is the support contact email?

    The support contact email for is info@gapfcu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    111 Franklin St
    Room 224
    Johnstown, PA 15901
    (814) 535-4165
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 4:30PM
    Tuesday
    8:00AM - 3:30PM
    Wednesday
    8:00AM - 4:30PM
    Thursday
    8:00AM - 4:30PM
    Friday
    8:00AM - 4:30PM
    Saturday
    Closed

    Other Services by G.A.P. Federal Credit Union

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    2 products

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    Personal Loans

    8 products

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    Home Equity Lines of Credit

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    Other Home Mortgage Loans from G.A.P. Federal Credit Union

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    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    Loan Term (Years)

    15
    Visit Site

    G.A.P. Federal Credit Union logo

    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    Loan Term (Years)

    20

    G.A.P. Federal Credit Union logo

    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    Loan Term (Years)

    30

    G.A.P. Federal Credit Union logo

    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    Loan Term (Years)

    15

    G.A.P. Federal Credit Union logo

    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    Loan Term (Years)

    30

    G.A.P. Federal Credit Union logo

    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    Loan Term (Years)

    30

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