Last Updated: 04/18/2025
Interfirst Mortgage
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Credit Score Range
Starting at 620
Amount Range
Starting at $100,000
Loan Term (Years)
10 - 30
Interfirst Mortgage Review
Interfirst Mortgage is offered by Chicago Mortgage Solutions LLC (NMLS #7872), a direct lender founded in 2001 and based in Rosemont, IL. Interfirst Mortgage are available in 40 states and Washington, DC.
Key Takeaways
- Instant online preapprovals. Find out how much you can borrow and what your interest rate will be.
- Only offers one mortgage pogram. Interfirst Mortgage only provides jumbo mortgages.
- Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
- Standard interest rates types. Interfirst Mortgage offers adjustable-rate mortgages and fixed-rate mortgages.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- High maximum LTV ratio. Interfirst Mortgage has a maximum loan to value ratio of 85%, which is higher than average. Most lenders want you to have at least 20% equity.
- Fair credit accepted. Borrowers with a credit score as low as 620 may qualify for Interfirst Mortgage.
Interfirst Mortgage Pros & Cons
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Interfirst Mortgage FAQ
What is the maximum loan term you can get with Interfirst Mortgage?
Interfirst Mortgage offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Chicago Mortgage Solutions LLC offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Interfirst Mortgage may charge a loan origination fee .
What mortgage programs are available?
Besides conventional mortgages, Interfirst Mortgage offers the following mortgage types:
- Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.
What property usage types does Interfirst Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Interfirst Mortgage allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for Interfirst Mortgage is (847) 999-7283.
What is the support contact email?
The support contact email for is info@interfirst.com.
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Contact
Headquarters
Interfirst Mortgage Company 9525 Bryn Mawr Avenue Ste 400
Rosemont, IL 60018
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed