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  Land Home Financial Home Mortgage

Land Home Financial Home Mortgage

in Home Purchase Mortgages from Land Home Financial Services Inc. · NMLS ID #1796

Unaffiliated

Land Home Financial Home Mortgage

Unaffiliated

in Home Purchase Mortgages from Land Home Financial Services Inc. · NMLS ID #1796

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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2 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Loan Amount $50,000 - $2,000,000
Loan Term (Years) N/A
Credit Score Range N/A

Land Home Financial Home Mortgage Review

Land Home Financial Home Mortgage is offered by Land Home Financial Services Inc. (NMLS #1796), a direct lender founded in 1988 and based in Concord, CA. Land Home Financial Home Mortgage is available in 50 states (and Washington, DC).

Key Takeaways
  • 3 different mortgage programs offered. Land Home Financial Home Mortgage offers FHA, FHA 203k, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Land Home Financial Home Mortgage offers and fixed-rate mortgages.
  • Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Land Home Financial Home Mortgage does offer financing for primary and secondary homes (e.g. vacation properties).
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Land Home Financial Home Mortgage Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Charges an origination fee.
  • Charges prepayment fees.
Land Home Financial FAQ

How much can you borrow via Land Home Financial Services Inc.?

Land Home Financial allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What mortgage rates does Land Home Financial Services Inc. offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Does Land Home Financial charge an application fee?

Do they charge mortgage origination fees?

Yes, Land Home Financial may charge a loan origination fee.

What mortgage programs are available?

Besides conventional mortgages, Land Home Financial offers the following mortgage types:

  • FHA loans: FHA loans are mortgages insured by the FHA. They offer competitive mortgage rates and have less stringent eligibility requirements. However, borrowers must pay a mortgage insurance premium. For instance, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.

What property usage types does Land Home Financial allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Land Home Financial allows the following property usage types: 

  • Primary home

What is the customer service phone number?

The customer service number for this business card is (800) 672-9470.

What is the support contact email?

The support contact email for this business credit card is Support@LHFSWholesale.com.

How do people rate the customer service and user experience?

Overall, this business credit card is strongly not recommended based on community reviews that rate customer service and user experience.

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Contact

Other Services by Land Home Financial Services Inc.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use Primary Home
Primary Residence
Loan Amount $50,000 - $2,000,000
Interest Rate Types Offered N/A
Mortgage Programs
  • FHA
  • FHA 203k
  • VA
Terms 10, 15, 20, 25, 30

Land Home Financial Home Mortgage Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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