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Last Updated: 04/18/2025

Leominster CU Home Mortgage Loans

in Home Mortgage Loans from Leominster Credit Union

Last Updated: 04/18/2025

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Loan Term (Years)

Up to 30

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Leominster CU Home Mortgage Loans Review

Leominster CU Home Mortgage Loans is offered by Leominster Credit Union (NMLS #517287), a credit union founded in 1954 and based in Leominster, MA. Leominster CU Home Mortgage Loans are available in 50 states and Washington, DC.

Key Takeaways

  • Instant online preapprovals. Find out how much you can borrow and what your interest rate will be.
  • Only offers one mortgage pogram. Leominster CU Home Mortgage Loans only provides jumbo mortgages.
  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. Leominster CU Home Mortgage Loans offers option ARM mortgages, adjustable-rate mortgages, and fixed-rate mortgages.
  • No primary residences considered. Leominster CU Home Mortgage Loans does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • Maximum LTV. Leominster CU Home Mortgage Loans has a maximum loan to value ratio of 80%.

Leominster CU Home Mortgage Loans Pros & Cons

Leominster CU Home Mortgage Loans FAQ

What is the maximum loan term you can get with Leominster CU Home Mortgage Loans?

Leominster CU Home Mortgage Loans offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Leominster Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Leominster CU Home Mortgage Loans may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Leominster CU Home Mortgage Loans offers the following mortgage types:
  • Jumbo loans: Any mortgage with a loan amount above the conforming loan limits set by the Federal Housing Finance Agency.

What is the customer service phone number?

The customer service number for Leominster CU Home Mortgage Loans is (800) 649-4646.

What is the support contact email?

The support contact email for is info@leominstercu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

20 Adams St
Leominster, MA 01453
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Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:00PM

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