Last Updated: 04/18/2025
Leominster CU Personal Loans
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Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Up to 13%(Verified 06/21/2024)
Amount Range
$500 - $25,000
Loan Term (Months)
Up to 72
Leominster CU Personal Loans Review
Leominster CU Personal Loans is offered by Leominster Credit Union, a credit union founded in 1954 and based in Leominster, MA. Leominster Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Leominster CU Personal Loans.
- Super long loan terms. Leominster CU Personal Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Leominster Personal Loans Pros & Cons
| Pros | Cons |
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Leominster Personal Loans FAQ
What interest rates and personal loan terms does Leominster Personal Loans offer?
Leominster Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Leominster Personal Loans offer?
Leominster Personal Loans offers a variable APR personal loan product up to 13% APR.
How much can you borrow via Leominster Personal Loans?
Personal loan amounts start at $500 and go up to $25,000
What is the maximum loan term you can get with Leominster Personal Loans?
Leominster Personal Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | $500 - $25000 |
| Loan Term | up to 72 months |
| APR | up to 13% |
What fees does Leominster Personal Loans charge?
Does Leominster Personal Loans charge an origination fee?
Leominster Personal Loans may charge a personal loan origination fee .
Does Leominster Personal Loans charge a late fee?
Leominster Personal Loans does not disclose whether it charges late payment fees.
Does Leominster Personal Loans charge prepayment fees?
No, Leominster Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Leominster CU Personal Loans?
Leominster CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Leominster CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Leominster CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Leominster CU Personal Loans report your account activity to credit bureaus?
Yes, Leominster CU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Leominster Credit Union perform a hard credit pull?
Yes, Leominster Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Leominster CU Personal Loans legit?
Leominster Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:00PM
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Learn MoreSuperMoney Net Recommendation Score
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