Last Updated: 04/18/2025
Lisbon Community FCU Park Mobile Home Loans
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
N/A
Loan Term (Years)
5 - 20
Lisbon Community FCU Park Mobile Home Loans Review
Lisbon Community FCU Park Mobile Home Loans is offered by Lisbon Community Federal Credit Union , a credit union founded in 1959 and based in Lisbon, ME. Lisbon Community FCU Park Mobile Home Loans are available in 50 states and Washington, DC.
Key Takeaways
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Standard interest rates types. Lisbon Community FCU Park Mobile Home Loans only offers fixed-rate mortgages.
- Primary and secondary homes considered. Investment homes, such as rental properties, do not qualify for financing. However, Lisbon Community FCU Park Mobile Home Loans does offer financing for primary and secondary homes (e.g. vacation properties).
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- High maximum LTV ratio. Lisbon Community FCU Park Mobile Home Loans has a maximum loan to value ratio of 90%, which is higher than average. Most lenders want you to have at least 20% equity.
Lisbon Community FCU Park Mobile Home Loans Pros & Cons
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Lisbon Community FCU Park Mobile Home Loans FAQ
What is the maximum loan term you can get with Lisbon Community FCU Park Mobile Home Loans?
Lisbon Community FCU Park Mobile Home Loans offers mortgages with terms ranging from 5 to 20 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does Lisbon Community Federal Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, Lisbon Community FCU Park Mobile Home Loans may charge a loan origination fee .
What property usage types does Lisbon Community FCU Park Mobile Home Loans allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Lisbon Community FCU Park Mobile Home Loans allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
What is the customer service phone number?
The customer service number for Lisbon Community FCU Park Mobile Home Loans is (207) 353-4144.
What is the support contact email?
The support contact email for is memberservices@lisboncu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM