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  Sierra Pacific Mortgage Home Loans

Sierra Pacific Mortgage Home Loans

in Home Purchase Mortgages from Sierra Pacific Mortgage · NMLS ID #1788

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Sierra Pacific Mortgage Home Loans

Unaffiliated

in Home Purchase Mortgages from Sierra Pacific Mortgage · NMLS ID #1788

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Loan Amount Up to $1,500,000
Loan Term (Years) N/A

Sierra Pacific Mortgage Home Loans Review

Sierra Pacific Mortgage Home Loans is offered by Sierra Pacific Mortgage (NMLS #1788), a direct lender founded in 1986 and based in Folsom, CA. Sierra Pacific Mortgage Home Loans is available in 50 states (and Washington, DC).

Sierra Pacific Mortgage Home Loans FAQ

How much can you borrow via Sierra Pacific Mortgage Home Loans?

Sierra Pacific Mortgage Home Loans allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Sierra Pacific Mortgage Home Loans offer?

Sierra Pacific Mortgage Home Loans offers home loans with APRs starting at 3.5% .

Does Sierra Pacific Mortgage Home Loans charge a mortgage origination fee?

Yes, Sierra Pacific Mortgage Home Loans may charge a loan origination fee.

What mortgage programs does Sierra Pacific Mortgage Home Loans offer?

Sierra Pacific Mortgage Home Loans offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Sierra Pacific Mortgage Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Sierra Pacific Mortgage Home Loans allows the following property usage types: 

  • Primary home
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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use Primary Home
Estate/Trust/Retirement  
Primary Residence  
APR Starting at 3.5%
Loan Amount Up to $1,500,000
Interest Rate Types Offered N/A
Mortgage Programs
  • FHA
  • USDA
  • VA
Terms 15, 20, 30

Sierra Pacific Mortgage Home Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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