Last Updated: 07/11/2025
State Employees' Credit Union 10-Year Term Fixed Rate Mortgage
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Last Updated: 07/11/2025
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State Employees' Credit Union 10-Year Term Fixed Rate Mortgage Review
Key Takeaways
- Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
- Standard interest rates types. State Employees' Credit Union 10-Year Term Fixed Rate Mortgage only offers fixed-rate mortgages.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Origination fee of 1%. This is on the low end for lenders that charge an origination fee. However, some lenders don't charge an origination fee.
- High maximum LTV ratio. State Employees' Credit Union 10-Year Term Fixed Rate Mortgage has a maximum loan to value ratio of 100%, which is higher than average. Most lenders want you to have at least 20% equity.
State Employees' Credit Union 10-Year Term Fixed Rate Mortgage Pros & Cons
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State Employees' Credit Union 10-Year Term Fixed Rate Mortgage FAQ
How much can you borrow via State Employees Credit Union?
What is the maximum loan term you can get with State Employees' Credit Union 10-Year Term Fixed Rate Mortgage?
What mortgage rates does State Employees Credit Union offer?
Do they charge mortgage origination fees?
What property usage types does State Employees' Credit Union 10-Year Term Fixed Rate Mortgage allow?
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
What is the support contact email?
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