SuperMoney 
  State Employees Credit Union Checking Account

State Employees Credit Union Checking Account

in Checking Accounts from State Employees Credit Union

Unaffiliated

State Employees Credit Union Checking Account

Unaffiliated

in Checking Accounts from State Employees Credit Union

Net Recommendation Score +50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
1 user recommends
1 user is unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend State Employees Credit Union Checking Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $1
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0.75
APY 0.25%

State Employees Credit Union Checking Account Review

State Employees Credit Union Checking Account is offered by State Employees Credit Union, a credit union founded in 1937 and based in Raleigh, NC. State Employees Credit Union Checking Account is offered in 5 states across the USA.

Are checking accounts from State Employees Credit Union federally insured?

Yes, your State Employees Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does State Employees Credit Union offer?

State Employees Credit Union Checking Account Rates & Terms
Description
APY 0.25%

State Employees Credit Union Checking Account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).

What are the account minimums for State Employees Credit Union Checking Account?

State Employees Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.

State Employees Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1

What fees does State Employees Credit Union Checking Account charge?

This account charges a monthly maintenance fee of $1.

State Employees Credit Union Checking Account Fees
Description
Monthly Fee $1
Paper Statement Fee $1
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0.75
NSF Fee $12
Overdraft Protection Fee (per transfer) $0.50
Overdraft Item Fee $12
Early Account Closure $0
Returned Deposit Fee (Domestic) $5
Debit Card Replacement Fee $8
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $8
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does State Employees Credit Union Checking Account offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - State Employees Credit Union Checking Account allows you to manage your money online.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Other Services by State Employees Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Georgia
  • North Carolina
  • South Carolina
  • Tennessee
  • Virginia

Feature Breakdown

APY Minimum Balance $0
Minimum Initial Deposit $1
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Debit Card Replacement Fee $8
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $1
NSF Fee $12
Overdraft Item Fee $12
Overdraft Protection Fee (per transfer) $0.50
Paper Statement Fee $1
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $8
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Outgoing) $25
ATM Fee: Out-of-Network $0.75
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • NCUA Member
  • No ATM Fees
APY 0.25%

State Employees Credit Union Checking Account Community Reviews

 

Would you recommend State Employees Credit Union Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts

NBKC Bank Personal Account
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

4 Reviews

Axos Bank Rewards Checking
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews