State Employees Credit Union (Company)

State Employees’ Credit Union (SECU) is a not-for-profit cooperative financial institution owned by and operated for the benefit of our member-owners. SECU’s members share a common bond: employees of the State of North Carolina, public boards of education, and employees of associations formed for the benefit of State employees, and their immediate family members. Our mission is to be the trusted provider of financial services to every eligible member, and to enhance their lives and financial well-being while maintaining our fiscal strength. 

SECU offers a wide variety of low-cost products and services to meet the needs of our members, such as the following: Salary Advance Loans as an alternative to predatory payday lending, Mortgage loan options with no required down payment or private mortgage insurance (PMI), FAT CAT and Zard youth accounts to promote financial literacy, Summer Cash and Holiday Cash accounts to assist members with budgeting. If you are saving for long-term goals such as retirement or education and want to broaden your investment options, ask one of our Investment Representatives about investing in mutual funds. As a credit union member, you have access to low-cost, diversified stock and bond funds that can help you achieve your long-term financial goals through a consistent and regular investment plan.