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Last Updated: 04/18/2025

Teachers VA Home Loan

in Home Mortgage Loans from Teachers Federal Credit Union

Last Updated: 04/18/2025

Teachers Federal Credit Union logo
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Credit Score Range

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Amount Range

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Loan Term (Years)

Up to 30
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Teachers VA Home Loan Review

Teachers VA Home Loan is offered by Teachers Federal Credit Union , a credit union founded in 1974 and based in Hauppauge, NY. Teachers VA Home Loan are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Only offers one mortgage pogram. Teachers VA Home Loan only provides VA mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Standard interest rates types. Teachers VA Home Loan offers adjustable-rate mortgages and fixed-rate mortgages.
  • No primary residences considered. Teachers VA Home Loan does not offer financing for primary homes.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • High maximum LTV ratio. Teachers VA Home Loan has a maximum loan to value ratio of 100%, which is higher than average. Most lenders want you to have at least 20% equity.

Teachers VA Home Loan Pros & Cons

Teachers VA Home Loan FAQ

What is the maximum loan term you can get with Teachers VA Home Loan?

Teachers VA Home Loan offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Teachers Federal Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Teachers VA Home Loan may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Teachers VA Home Loan offers the following mortgage types:

    What is the customer service phone number?

    The customer service number for Teachers VA Home Loan is (800) 341-4333.

    What is the support contact email?

    The support contact email for is webmail@teachersfcu.org.

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    Contact

    Headquarters

    2410 North Ocean Avenue, Farmingville
    Hauppauge, NY 11738
    (800) 341-4333
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    9:00AM - 2:00PM

    Other Services by Teachers Federal Credit Union