
Teachers FCU Checking Account
Would you recommend Teachers FCU Checking Account to your friends?
Community Rating |
Rating not yet determined |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0.05% |
Monthly Fee | $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Teachers FCU Checking Account Review
Teachers FCU Checking Account is offered by Teachers Federal Credit Union, a credit union founded in 1974 and based in Hauppauge, NY. Teachers FCU Checking Account is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- $0 monthly fee. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Bill pay. Pay your bills to practically anyone in the United States through Teachers Federal Credit Union.
Teachers Federal Credit Union checking account Pros & Cons
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Teachers Federal Credit Union checking account FAQ
Are checking accounts from Teachers Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Teachers Federal Credit Union checking account offer?
Description | |
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APY (Annual Percentage Yield) | 0.05% |
Teachers Federal Credit Union checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $2500.
What are the account minimums for Teachers Federal Credit Union checking account?
Teachers Federal Credit Union checking account does not require a minimum initial deposit.
Description | |
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Minimum Opening Deposit | Starting at $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Balance to Earn APY | $2,500 |
What fees does Teachers Federal Credit Union checking account charge?
The good news is that this account does not have a monthly Service Charge.
Description | |
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Monthly Fee | $0 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $1.75 |
Foreign Transaction Fee (Debit Card) | 1% |
NSF Fee | $32 |
Overdraft Item Fee | $32 |
Overdraft Protection Fee (per transfer) | $8 |
Returned Deposit Fee (Domestic) | $15 |
Returned Deposit Fee (International) | $22 |
Stop Payment Fee | $25 |
Wire Transfer Fee - Domestic (Incoming) | $10 |
Wire Transfer Fee - Domestic (Outgoing) | $20 |
Wire Transfer Fee - International (Incoming) | $10 |
Wire Transfer Fee - International (Outgoing) | $50 |
Paper Statement Fee | $0 |
Online Bill Pay Fee | $0 |
Debit Card Replacement Fee | $10 |
Early Account Closure | $0 |
Does Teachers Federal Credit Union checking account charge overdraft fees?
Yes, Teachers Federal Credit Union checking account charges a $32 fee for every overdraft. You can get overdraft protection at a cost of $8 per transaction.What features and perks does Teachers Federal Credit Union checking account offer?
This account includes the following features:
- Fraud monitoring - Teachers Federal Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Teachers Federal Credit Union checking account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Teachers Federal Credit Union checking account?
The customer support email for Teachers Federal Credit Union checking account is webmail@teachersfcu.org.
Message From Teachers Federal Credit Union checking account
Contact
- Headquarters
-
2410 North Ocean Avenue, Farmingville
Hauppauge, NY 11738 USA - (631) 698-7000
- Visit Site
- Email Support
Other Services by Teachers Federal Credit Union
Availability
Feature Breakdown
Minimum Opening Deposit | Starting at $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Balance to Earn APY | $2,500 |
Teachers FCU Checking Account Community Reviews
Would you recommend Teachers FCU Checking Account to your friends?
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