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Last Updated: 04/18/2025

Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage

from Tennessee Employees Credit Union

Last Updated: 04/18/2025

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Loan Term (Years)

Up to 30

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Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage Review

Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage is offered by Tennessee Employees Credit Union , a credit union founded in 1969 and based in Nashville, TN. Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage are available in 50 states and Washington, DC.

Key Takeaways

  • Only offers one mortgage pogram. Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage only provides VA mortgages.
  • Financing for a variety of property types. Offers home loans for manufactured, single, and multi-family homes.
  • Standard interest rates types. Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage only offers fixed-rate mortgages.
  • Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
  • High maximum LTV ratio. Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage has a maximum loan to value ratio of 97%, which is higher than average. Most lenders want you to have at least 20% equity.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage.

Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage Pros & Cons

Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage FAQ

What is the maximum loan term you can get with Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage?

Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Tennessee Employees Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage offers the following mortgage types:

    What property usage types does Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage allow?

    Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage allows the following property usage types:
    • Primary home
    • Secondary homes and vacation properties
    • Investment properties and house flipping projects

    What is the customer service phone number?

    The customer service number for Tennessee Employees Credit Union VA 30 Fixed Rate Mortgage is (615) 313-5585.

    What is the support contact email?

    The support contact email for is tnecu@tnecu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    220 French Landing Dr
    Nashville, TN 37228
    (615) 313-5585
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 4:00PM
    Tuesday
    8:00AM - 4:00PM
    Wednesday
    Closed
    Thursday
    8:00AM - 4:00PM
    Friday
    8:00AM - 4:00PM
    Saturday
    Closed

    Other Services by Tennessee Employees Credit Union

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    Other Home Mortgage Loans from Tennessee Employees Credit Union

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    Rating not yet determined
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    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    Up to 10
    Visit Site

    Tennessee Employees Credit Union logo

    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    Up to 15

    Tennessee Employees Credit Union logo

    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    Up to 20

    Tennessee Employees Credit Union logo

    Credit Score Range

    N/A

    Amount Range

    N/A

    No Origination Fee

    N/A

    Loan Term (Years)

    Up to 30

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