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Last Updated: 04/18/2025

American General Life Insurance

from American General

Last Updated: 04/18/2025

Mostly recommended7 total votes

3 users recommend

1 users are unsure

3 users don't recommend

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Highlights

Community Rating

Mostly recommended

Term Life Death Benefit Range

N/A

Term Options

N/A

Financial Strength Rating

A(Verified 04/18/2025)

Number of Reviews

American General Life Insurance Review

American General life insurance Pros & Cons

Pros

Cons

Life policy terms of up to 35 years.
Strong financial rating
Available in 48 states.
Access to multiple life insurance policy types.

American General is a life insurance carrier based in Houston, TX. The company was founded in 1850 and offers life insurance products in 48 states (and Washington, DC).

American General life insurance FAQ

What types of life insurance products does American General offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options American General offers.

Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.
Variable Life Insurance - Variable life insurance are types of whole life insurance policies where the entire cash value of the life insurance policy is invested in several accounts. Therefore, the cash value of these whole life insurance policies rises and falls depending on the performance of the investments.
Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.
Indexed Universal Life Insurance - These types of universal life insurance policies allows policyholders to place the cash value of the life insurance policy in a fixed account or an equity index account, such as the S&P 500 or the Nasdaq 100.

What is SuperMoney's financial rating of American General?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives American General an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2929 Allen Parkway

Houston, TX 77019

(800) 888-2452

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of 0, or 3 on a 5-point rating scale.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

American General Life Insurance Community Reviews

Would you recommend American General Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

The firms have always been great. I make more findings before applying for life insurance. they are not too complex for customers to understand I like that. what I dislike about American General life insurance is their high expensive policy won't be a good deal.

Robelys F.

May 23, 2022

May or may not recommend

They are really responsible as their insurance life is really good it covert a lot of medical

Bailey P.

Mar 18, 2022

May or may not recommend

This insurance company has a long way to go before they become the "go to" insurance company. I would recommend going to a more established company when it comes to trusting a company with your life insurance policy.

Umair A.

Mar 1, 2022

May or may not recommend

I have heard they are simply the worst Insurance providers. I know someone who had paid their regular insurance for 20 yrs and after their death, the insurance company didn't even pay for the funeral service. These guys are butchers. Pathetic service and claims.

Folasayo O.

Jan 13, 2022

May or may not recommend

Jonathan L.

Jul 12, 2021

May or may not recommend

American General Life Insurance is a nice company that helps its customers.

Don C.

Oct 9, 2020

May or may not recommend

We have been paying on a life insurance policy on my wife since she was 51. She is now 77. We were going to cash it in to help cover some medical bills. In the report issued by the company on 02/01/2020, there was a loan balance of $3,082.54 and a surrender value of $1,011.84. We requested the forms and when we received them the loan had ...Show More

Showing 7 of 7 reviews