Is Ethos Life Insurance the right fit for you?

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Last Updated: 12/01/2025

Ethos Life Insurance

from Ethos Technologies Inc

Last Updated: 12/01/2025

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Strongly recommended12 total votes

12 users recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

$25,000 - $10,000,000

Term Options

Term Life

Financial Strength Rating

A-(Verified 12/01/2025)

Number of Reviews

Ethos Life Insurance Review

Ethos Pros & Cons

Pros

Cons

Free wills and estate plans with your policy.
95% of applications approved.
Starting at $7/month.
Offers life insurance policies that don't require medical exams.
Life policy terms of up to 30 years.
Available in 49 states.

Does not offer a wide selection of life insurance policy types.

Ethos Technologies Inc is a life insurance carrier based in San Francisco, CA. The company was founded in 2016 and offers life insurance products in 49 states (and Washington, DC).

Ethos FAQ

What types of life insurance products does Ethos Technologies Inc offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Ethos Technologies Inc offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Ethos offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $25,000 to $10,000,000.

What is SuperMoney's financial rating of Ethos Technologies Inc?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Ethos Technologies Inc an A-. Life insurance companies with this score show an excellent ability to cover their life insurance responsibilities.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Ethos Life Insurance Community Reviews

Would you recommend Ethos Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

I recommend their services because they will help you in a difficult situation. So go and join their family.

Khawaja A.

Oct 7, 2022

May or may not recommend

Really good service provided, the people here are really easy to work with and also their policies are not complicated.

Akil B.

Feb 10, 2022

May or may not recommend

I recommend their services because they will help you in a difficult situation. So go and join their family.

Santiago R.

Feb 8, 2022

May or may not recommend

In this type of insurance, the first thing I look at are the frequently asked questions on the websites. I was impressed by the quality of the information this company provides, you avoid many questions and it is not necessary to interact with an agent. The price quotation that you can make online is an exponent of its simplicity, and it is not binding. No medical exam or blood test. I still need to ...Show More

Des' M.

Jan 12, 2022

May or may not recommend

I would recommend this because many applicants arent required to take a medical exam, and the simple application process. It can be very scary trying to apply and look for life insurance. Ehtos makes life insurance simple. They offer standard term life insurance to people ages 20 to 65 in all states. So this company is super accessible, and some policies include accelerated death benefits which means you can receive ...Show More

Candice L.

Jan 10, 2022

May or may not recommend

I love this website and the easiness of going through the website. It was well put together. I like how you can check your price before starting the application. It also explains life insurance in an easy way that anyone can understand.

Denicki H.

Dec 1, 2021

May or may not recommend

My father has life insurance through Ethos, and it solidified our peace of mind through this difficult time when he is possibly going to pass on soon.

Bamidele S.

Nov 20, 2021

May or may not recommend

Ethos life insurance has been so real.. This gave me life insurance account without any delay in form of easy access and well secure..... 100%legit

Jacques De J.

Nov 18, 2021

May or may not recommend

ETHOS was hands down the most accessible platform for life insurance. I was able to get online, fill out my information, and get approved nearly instantly. No one wants the added hassle of brokered life insurance or invasive and overwhelming application processes, none of which will you find with ETHOS.

Moneena G.

Nov 16, 2021

May or may not recommend

I would recommend this life insurance company because of the knowledge that the company is noninvasive, easy to apply to if you meet their simple criteria, and they offer a term-life insurance which can surely be beneficial to anyone who is looking to have a life insurance policy on their belt if they are looking to find a simple life insurance contract as they continue to grow older. I think ...Show More

Leonard B.

Nov 10, 2021

May or may not recommend

I like the ease of applying for life insurance. A short amount of questions, no invasion of privacy, and no need to talk to agents is what make Ethos Life Insurance a must.

Anonymous

Aug 3, 2019

May or may not recommend

This was the simplest, easiest, and fastest way to get life insurance. Went online and was approved immediately. Definitely will be referring it to friends and family.

Showing 12 of 12 reviews