Ethos Life Insurance Review

Ethos is a life insurance carrier based in San Francisco, CA. The company was founded in 2016 and offers life insurance products in 49 states (and Washington, DC).

What types of life insurance products does Ethos offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Ethos offers.

• Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Ethos offers term lengths ranging from 10 to 30 years. Death benefit amounts range from $25,000 to $10,000,000.

How can you save money on a Ethos life insurance policy?

When you ask for a life insurance quote with Ethos, ask what discounts are available for various life insurance options.

These include:

• Being a non-smoker

What is the financial strength rating of Ethos?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Ethos an A-. Life insurance companies with this score show an excellent ability to cover their life insurance responsibilities.

SuperMoney's financial strength rating is primarily based on the average score from insurance rating agencies.