Sun Life - Life Insurance Review

Where does Sun Life - Life Insurance do business?

Sun Life - Life Insurance is an insurance carrier based in Wellesley Hills, MA. The company was founded in 1865 and offers life insurance in 50 states (and Washington, DC). Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.

What types of life insurance coverage does Sun Life - Life Insurance offer?

Insurance carries typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only purchase policies and riders you actually need.

Here is a brief description of the coverage Sun Life - Life Insurance offers.

• Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years.
• Universal Life Insurance - This type of policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.

As well as the basic coverage types mentioned above, Sun Life - Life Insurance also offers the following policies:

• Group Life Insurance - Sun Life - Life Insurance offers some of its policies as a group benefit to employees who meet certain eligibility requirements, such as having worked for a month in the company. Typically, these policies can only be adjusted or purchased after a qualifying life event, such as marriage or the birth of a child, or during an open enrollment period.

How can you save money on a Sun Life - Life Insurance life insurance policy?

When you ask for a quote with Sun Life - Life Insurance, ask what policy discounts are available.

What is the financial strength rating of Sun Life - Life Insurance?

Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.

There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Sun Life - Life Insurance scores an A+, SuperMoney's highest available rating.