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Lincoln Life Insurance
in Life Insurance from Lincoln
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Lincoln Life Insurance

Unaffiliated
in Life Insurance from Lincoln
SuperMoney Net Recommendation Score +29  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +29, equating to 3.6 on a 5 point rating scale.

+29

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

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Highlights
Community Rating Mostly recommended
Term Life Death Benefit Range N/A
Term Options Term Life
Financial Strength Rating A+
Number of Reviews 7

Lincoln Life Insurance Review

Lincoln life insurance Pros & Cons

Pros Cons
  • Life policy terms of up to 30 years.
  • Strong financial rating
  • Available in all 50 states.
  • Access to multiple life insurance policy types.
  • Policies require a medical exam.

Lincoln life insurance is a life insurance carrier based in Greensboro, NC. The company was founded in 1905 and offers life insurance products in 50 states (and Washington, DC).

Lincoln life insurance FAQ

What types of life insurance products does Lincoln life insurance offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Lincoln life insurance offers.

  • Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. Lincoln life insurance offers term lengths ranging from 10 to 30 years.
  • Universal Life Insurance - This type of universal life insurance policy guarantees a fixed death benefit and an investment account. The cash value of the investment account will vary depending on the portfolio's performance.
  • Variable Universal Life Insurance - These types of universal life insurance policies provides the most flexibility when it comes to investing the cash value of a universal life policy in separate accounts with "variable" values.

What is SuperMoney's financial rating of Lincoln life insurance?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Lincoln life insurance an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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About Lincoln Life Insurance

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Financial Strength Rating A+
Life Insurance Features Cash Value Loans
Term Length 10 - 30
Term Options Term Life
Whole / Permanent Life Options
  • Universal Life
  • Universal (Variable)
Group Life Options Group Basic Term Life Benefit
Life Insurance Riders
  • Waiver of Premium Due to Illness / Disability
  • Accelerated Death Benefit (Terminal Illnesses)
  • Child Term Rider
  • Guaranteed Insurability / Renewability
  • Accidental Death or Dismemberment / Double Indemnity
  • Spouse Insurance
  • Accelerated Death Benefit (Critical or Chronic Illnesses)

Lincoln Life Insurance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +29, equating to 3.6 on a 5 point rating scale.

+29

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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