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Last Updated: 04/18/2025

American Income Life - Life Insurance

from American Income Life Insurance Company

Last Updated: 04/18/2025

Strongly recommended7 total votes

5 users recommend

1 users are unsure

1 users don't recommend

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Highlights

Community Rating

Strongly recommended

Term Life Death Benefit Range

N/A

Term Options

Term Life
Level Term
Decreasing Term

Financial Strength Rating

A+(Verified 04/18/2025)

Number of Reviews

American Income Life - Life Insurance Review

American Income life insurance Pros & Cons

Pros

Cons

Life policy terms of up to 30 years.
Strong financial rating
Available in all 50 states.

Does not offer a wide selection of life insurance policy types.

American Income Life Insurance Company is a life insurance carrier based in Waco, TX. The company was founded in 1951 and offers life insurance products in 50 states (and Washington, DC).

American Income life insurance FAQ

What types of life insurance products does American Income Life Insurance Company offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options American Income Life Insurance Company offers.

Term Life Insurance - This is the simplest type of life insurance policy. Term life insurance policies are payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. American Income life insurance offers term lengths ranging from 4 to 30 years.
Level Term Life Insurance - These are term life insurance policies that have the same fixed premium and payment amount through the duration of the life insurance policy.
Decreasing Term Life Insurance- These types of term life insurance policies has fixed premiums but the death benefit decreases over the duration of the term life insurance policy.
Whole Life Insurance - Whole life insurance policies remain in force for the policyholder's entire life, provided premiums are paid. They have a tax deferred cash value, meaning the cash value will not be taxed until funds are withdrawn.

What is SuperMoney's financial rating of American Income Life Insurance Company?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives American Income Life Insurance Company an A+, which is the highest available rating we give to life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from independent insurance rating agencies.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1200 Wooded Acres Drive

Waco, TX 76710

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +57, or 4.1 on a 5-point rating scale.

+57

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

American Income Life - Life Insurance Community Reviews

Would you recommend American Income Life - Life Insurance to your friends?

Mazhar C.

Nov 25, 2022

May or may not recommend

“I generally don’t leave reviews, but the service of American Income Life - Life Insurance really got me and I can only recommend their service to you. Their policies are so on point and I already have my family insured with their company. You should do so too!

Camile H.

Nov 11, 2021

May or may not recommend

Can't say enough good things about them. They care so much about their clients and their well-being as well as their pockets. Super well-trained associates and awesome benefits. Low-key but highly successful company working with Union members. Great option for the working and middle class as well as federal workers such as veterans, policemen, firemen, paramedics, etc. Their benefits are CRAZY and they have a really fast turnaround time too. ...Show More

Sarah M.

Oct 2, 2021

May or may not recommend

Zavion H.

Oct 1, 2021

May or may not recommend

American Income Life offers life insurance for individuals, families and business owners. They're dedicated to helping you find the right coverage for your needs. In addition, American Income Life offers a variety of other financial protection products including annuities, disability income and long-term care insurance.

Socheath T.

Aug 11, 2021

May or may not recommend

I was helping out this elder man and I brought him to this company. I am very impress they gave him the best service ever. Applause...

Jonathan L.

Jul 12, 2021

May or may not recommend

American Income Life offers good plans that helps its customers.

Agnes S.

Nov 1, 2020

May or may not recommend

When I was searching for a life insurance policy to buy, I went through several life insurance companies. American Income Life was one of the companies I went through, and I’ve got to say that my experience with the team wasn’t great. Customer service was tardy, and there were little to no discounts available. Generally speaking, the service wasn’t great. I generally don’t leave bad reviews, but this is one ...Show More

Showing 7 of 7 reviews