American Income Life - Life Insurance Review

Where does American Income Life - Life Insurance do business?

American Income Life - Life Insurance is an insurance carrier based in Waco, TX. The company was founded in 1951 and offers life insurance in 50 states (and Washington, DC). Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.

What types of life insurance coverage does American Income Life - Life Insurance offer?

Insurance carries typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only purchase policies and riders you actually need.

Here is a brief description of the coverage American Income Life - Life Insurance offers.

• Term Life Insurance - This is the simplest type of life insurance. It is payable if the insured person dies within a specific period of time, such as 5, 10, or 30 years. American Income Life - Life Insurance offers term lengths ranging from 4 to 30 years.
• Level Term Insurance - These are term policies that have the same fixed premium and payment amount throughout the life of the policy.
• Decreasing Term Insurance- This type of term insurance has fixed premiums but the death benefit decreases over the life of the policy.
• Whole Life Insurance - Whole life insurance policies remain in force for the entire life of the policyholder provided premiums are paid.

How can you save money on a American Income Life - Life Insurance life insurance policy?

When you ask for a quote with American Income Life - Life Insurance, ask what policy discounts are available.

What is the financial strength rating of American Income Life - Life Insurance?

Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.

There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

American Income Life - Life Insurance scores an A+, SuperMoney's highest available rating.