1st Capital Bank Personal Money Market Checking Account Review

1st Capital Bank Personal Money Market Checking Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Personal Money Market Checking Account is available in 1 state across the USA.

Are money market accounts from 1st Capital Bank federally insured?

Yes, your 1st Capital Bank money market accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the 1st Capital Bank Personal Money Market Checking Account rates?

What are the 1st Capital Bank Personal Money Market Checking Account fees?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $2,500.

1st Capital Bank will charge you a $10 fee if you exceed your maximum number of monthly transactions.

1st Capital Bank will allow you to make up to 6 transactions per month. That is also the maximum set by federal regulations for money market accounts.

1st Capital Bank Personal Money Market Checking Account Fees

Fees	Amount
Monthly Fee	up to $10
Paper Statement Fee	N/A
Excess Transaction Fee	$10

What is the minimum balance for 1st Capital Bank Personal Money Market Checking Account?

Minimum initial deposit of $100. You must make an initial deposit of at least $100 to open this account.

Monthly maintenance minimum balance of $2,500. You can avoid the monthly fee if you keep a minimum balance $2,500.

What features and perks does 1st Capital Bank Personal Money Market Checking Account offer?

This account includes the following features:

• Fraud monitoring - 1st Capital Bank monitors transactions for potentially fraudulent activity.
• Mobile Banking Services - 1st Capital Bank Personal Money Market Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.

How to open an account with 1st Capital Bank

• Visit the 1st Capital Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
• Check the information is accurate and submit your application.