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Last Updated: 04/18/2025

1st Capital Bank Personal Money Market Account

in Money Market Accounts from 1st Capital Bank

Last Updated: 04/18/2025

1st Capital Bank Personal Money Market Account logo
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APY (Annual Percentage Yield)

N/A

Minimum Balance to Earn APY

N/A

Minimum Opening Deposit

Starting at $100

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1st Capital Bank Personal Money Market Account Review

1st Capital Bank Personal Money Market Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Personal Money Market are available in 1 state.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$2,500.
  • Small minimum initial deposit. You only need $100 to open an account.

Pros & Cons of 1st Capital Bank Personal Money Market Account

1st Capital Bank Personal Money Market Account FAQ

Are money market accounts from 1st Capital Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for 1st Capital Bank Personal Money Market rates?

What are the fees for 1st Capital Bank Personal Money Market Account?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $2,500.

What is the minimum balance for 1st Capital Bank Personal Money Market?

Minimum deposit of $100. You must make an initial deposit of at least $100 to open this account.
Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.

What features and perks does 1st Capital Bank Personal Money Market offer?

This account includes the following features:
  • Fraud monitoring - 1st Capital Bank monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - 1st Capital Bank Personal Money Market allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.

What is the customer service phone number?

The customer service number for this account is (831) 264-4003.

What is the support contact email?

The support contact email for this business credit card is info@1stcapitalbank.com.

How to open an account with 1st Capital Bank

  • Visit the 1st Capital Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

150 Main Street, Salinas, California.
Salinas, CA 93901
Visit Site
Email Support

Hours of Operation

Sunday
12:00AM - 12:00AM
Monday
8:00AM - 5:00AM
Tuesday
8:00AM - 5:00AM
Wednesday
8:00AM - 5:00AM
Thursday
8:00AM - 5:00AM
Friday
8:00AM - 5:00AM
Saturday
12:00AM - 12:00AM

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1st Capital Bank Personal Money Market Account Community Reviews

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