KeyBank Key Silver Money Market Savings Account

in Money Market Accounts

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KeyBank Key Silver Money Market Savings Account


in Money Market Accounts

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KeyBank National Association is a national bank with headquarters in Cleveland, Ohio. The bank has $93.1 billion in assets and $73.8 billion in deposits. Customers can access their accounts online, at 1009 branches or at one of its 1,287 ATMs. KeyBank is the result of the merge between KeyCorp and Society Corporation 1994. KeyCorp can trace its origins back to 1825, when its founding bank, Commercial Bank of Albany, was founded in New York. KeyBank has a five-star rating with Bauer Financial and an A+ with BBB.

What Are KeyBank’s Accounts Like?

KeyBank has three savings accounts: Key Saver Personal Savings, Key Silver Money Market Savings, and Key Gold Money Market Savings.

Key Saver Personal Savings has a $50 minimum opening deposit and a $4 monthly fee, which is waived if you maintain a daily balance of $300. It’s easy to set automatic transfers and the account can be used as overdraft protection for a KeyBank checking account.

Key Silver Money Market Savings has a $12 monthly service fee for savers who don’t maintain a $5,000 balance or who fail to make a monthly transfer of at least $25. Rates range from 0.10% to 0.45% APY. Opening an account generates 5,000 Relationship Reward points.

Key Gold Money Market Savings has an $18 monthly fee for customers who don’t maintain a daily balance of $25,000. The rates range from 0.10% to 2% APY. 

What Are The Advantages And Disadvantages Of KeyBank’s Savings and Checking Accounts?

We love this about KeyBank:

  • Wide selection of accounts
  • Extensive ATM network
  • No monthly fee option
  • Relationship Rewards points just for using your accounts

We don’t like this about KeyBank:

  • Low interest rates
  • Only wealth customers qualify for the higher yield rates
  • Minimum deposits
  • Monthly fees
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  Available in 15 states
  • Alaska
  • Colorado
  • Florida
  • Idaho
  • Indiana
  • Maine
  • Massachusetts
  • Michigan
  • New York
  • Ohio
  • Oregon
  • Pennsylvania
  • Utah
  • Vermont
  • Washington

Feature Breakdown

APY Minimum Balance $0
Minimum Balance to Avoid Monthly Fee $5,000
Monthly Fee $0 - $12
Minimum Deposit $50
APY 0.1% - 0.45%

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KeyBank National Association Money Market Accounts




Additional Details

KeyBank Key Gold Money Market Savings Account
APY 0.1% - 2%     0% 3%
  • Member FDIC