Union Bank Money Market Account
Union Bank Money Market Account
in Money Market Accounts from Union Bank · Member FDIC

Union Bank Money Market Account

in Money Market Accounts from Union Bank · Member FDIC
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Money Market Accounts.
CIT Bank Money Market Account
CIT Bank Money Market Account 6 reviews
APY (Annual Percentage Yield) 0.05%
Minimum Balance to Earn APY $0.01
Minimum Opening Deposit Starting at $2,500

Union Bank Money Market Account Review

Union Bank Money Market Account is offered by Union Bank, a bank founded in 1864 and based in San Francisco, CA. Union Bank Money Market Account is available in 50 states (and Washington, DC).

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.05.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $2,500.
  • High minumum deposit. You must deposit a minimum of $2,500, which is high compared to most money market accounts.

Pros & Cons of Union Bank Money Market Account

Pros Cons
  • Available in all 50 states.
  • Free debit card
  • Deposit checks remotely.
  • No signup bonus.
  • Monthly service charge.

Union Bank Money Market Account FAQ

Are money market accounts from Union Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What are the interest rates for Union Bank money market rates?

Union Bank Money Market Account Rates and Terms
Rates Amount
APY 0.05%

Union Bank money market offers an APY of up to 0.05% (APY stands for annual percentage yield, rates may change).However, to earn interest you must keep a balance of $0.01.

What are the fees for Union Bank Money Market Account?

This account charges a monthly maintenance fee of up to $10. You can avoid this fee by maintaining a balance of $2,500.

Union Bank will charge you a $15 fee if you exceed your maximum number of monthly transactions.

Union Bank Money Market Account Fees
Fees Amount
Monthly Fee up to $10
Paper Statement Fee N/A
Excess Transaction Fee $15

What is the minimum balance for Union Bank money market?

Minimum deposit of $2,500. You must make an initial deposit of at least $2,500 to open this account.

Monthly maintenance fee waiver. You can avoid the monthly fee if you keep a balance of $2,500.

Interest rate minimum balance of $0.01. You must keep the account balance above $0.01 to earn interest.

What features and perks does Union Bank money market offer?

This account includes the following features:

  • Check Writing - Union Bank money market includes check writing privileges. This is convenient method to pay bills and transfer money from your account.
  • Fraud monitoring - Union Bank monitors transactions for potentially fraudulent activity.
  • Mobile Banking Services - Union Bank money market allows you to manage your money through online banking and a dedicated mobile app. This includes depositing checks in your account with your smartphone.

What is the customer service phone number?

The customer service number for this business card is (800) 238-4486.

What is the support contact email?

The support contact email for this business credit card is

How to open an account with Union Bank

  • Visit the Union Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your name, Social Security Number and address.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $2,500
Minimum Balance to Earn APY $0.01
Minimum Opening Deposit Starting at $2,500
Monthly Fee $0 - $10
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.05%
Dividend Compounding Frequency Monthly
Dividend Payout Frequency Monthly

Be the first to rate


Would you recommend Union Bank Money Market Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Money Market Accounts