Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
$0 - $1,500,000
Loan Term (Years)
10 - 30
AimLoan Mortgage Refinance Review
AimLoan Mortgage Refinance is offered by AimLoan (NMLS #2890), a direct lender founded in 1998 and based in San Diego, CA. AimLoan Mortgage Refinance are available in 50 states and Washington, DC.
Key Takeaways
- Only offers one mortgage program. AimLoan Mortgage Refinance only refinances VA mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. AimLoan Mortgage Refinance only offers hybrid mortgages.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Fast process. In some cases you can refinance your mortgage loan within 2 business days.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
AimLoan Mortgage Refinance Pros & Cons
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AimLoan Mortgage Refinance FAQ
What range of mortgage balances will AimLoan Mortgage Refinance refinance?
Mortgage refinancing loans start at $0 and go up to $1,500,000
What is the maximum loan term for a mortgage refinance via AimLoan Mortgage Refinance?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. AimLoan Mortgage Refinance offers mortgage refinancing with terms ranging from 10 to 30 years.
How long does AimLoan Mortgage Refinance take to refinance?
AimLoan Mortgage Refinance does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does AimLoan Mortgage Refinance charge a mortgage origination fee?
Yes, AimLoan Mortgage Refinance will charge a loan origination fee .
What mortgage programs does AimLoan Mortgage Refinance offer?
AimLoan Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does AimLoan Mortgage Refinance allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AimLoan Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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