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  American Heritage Lending Mortgage Refinance

American Heritage Lending Mortgage Refinance

in Mortgage Refinance from American Heritage Lending Corporation · NMLS ID #93735

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American Heritage Lending Mortgage Refinance

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in Mortgage Refinance from American Heritage Lending Corporation · NMLS ID #93735

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Highlights
Loan Amount Up to $1,000,000
Loan Term (Years) 15 - 30 years

American Heritage Lending Mortgage Refinance Review

American Heritage Lending Mortgage Refinance is offered by American Heritage Lending Corporation (NMLS #93735), a direct lender founded in 2008 and based in Costa Mesa, CA. American Heritage Lending Mortgage Refinance is available in 8 states across the USA.

Key Takeaways
  • 3 different mortgage programs offered. American Heritage Lending Mortgage Refinance refinances FHA, FHA 203k, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Non-standard interest rates available. American Heritage Lending Mortgage Refinance offers hybrid mortgages and fixed-rate mortgages.
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage refinance loan early.
American Heritage Lending Mortgage Refinance Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Charges prepayment fees.
  • Only available in 8 states.
American Heritage Lending Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via American Heritage Lending Mortgage Refinance?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. American Heritage Lending Mortgage Refinance offers mortgages refinancing with terms ranging from 15 to 30 years.

Does American Heritage Lending Mortgage Refinance charge a mortgage origination fee?

Yes, American Heritage Lending Mortgage Refinance will charge a loan origination fee.

What mortgage programs does American Heritage Lending Mortgage Refinance offer?

American Heritage Lending Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does American Heritage Lending Mortgage Refinance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Heritage Lending Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Other Services by American Heritage Lending Corporation

Availability

  Available in 8 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Maryland
  • Oregon
  • Virginia
  • Washington

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
APR Starting at 4.57%
Loan Term 15 - 30 years
Loan Amount Up to $1,000,000
Interest Rate Types Offered
  • Hybrid Mortgage
Mortgage Programs
  • FHA
  • FHA 203k
  • VA
Terms 15, 30 years

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