American Heritage Lending Mortgage Refinance
Explore a similar product
Try this top product in Mortgage Refinance.
| Community Rating |
Rating not yet determined |
| Loan Amount | Up to $1,000,000 |
| Loan Term (Years) | 15 - 30 years |
American Heritage Lending Mortgage Refinance Review
American Heritage Lending Mortgage Refinance is offered by American Heritage Lending Corporation (NMLS #93735), a direct lender founded in 2008 and based in Costa Mesa, CA. American Heritage Lending Mortgage Refinance are available in 8 states across the USA.
Key Takeaways
- 3 different mortgage programs offered. American Heritage Lending Mortgage Refinance refinances FHA, FHA 203k, VA, conforming, and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Non-standard interest rates available. American Heritage Lending Mortgage Refinance offers hybrid mortgages, and fixed-rate mortgages.
- Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
American Heritage Lending Mortgage Refinance Pros & Cons
| Pros | Cons |
|---|---|
|
|
|
American Heritage Lending Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via American Heritage Lending?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. American Heritage Lending Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.
How long does American Heritage Lending take to refinance?
American Heritage Lending does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does American Heritage Lending charge a mortgage origination fee?
Yes, American Heritage Lending Mortgage Refinance will charge a loan origination fee.
What mortgage programs does American Heritage Lending offer?
American Heritage Lending Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does American Heritage Lending allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Heritage Lending Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Contact
- Headquarters
-
485 E 17th St #200
Costa Mesa, CA 92627 USA - (800) 890-6875
- Visit Site
- Email Support
Other Services by American Heritage Lending Corporation
Availability
- Arizona
- California
- Colorado
- Florida
- Maryland
- Oregon
- Virginia
- Washington
Feature Breakdown
| Intended Use |
|
American Heritage Lending Mortgage Refinance Community Reviews
Would you recommend American Heritage Lending Mortgage Refinance to your friends?
Other Mortgage Refinance
- AHC Lending Mortgage Refinance
- American Bancshares Mortgage Refinance
- Barton Creek Lending Group Mortgage Refinance
- Better.com Mortgage Refinance
- Chase Bank Mortgage Refinance
- Eagle Home Mortgage Refinance
- First Home Mortgage Refinance
- FirstBank Mortgage Refinance
- Freedom Mortgage Refinance
- Gateway Mortgage Group Mortgage Refinance
- Home Bay
- Mr. Cooper Mortgage Refinance
