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Mortgage Refinance
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Last Updated: 04/18/2025

Better.com Mortgage Refinance

in Mortgage Refinance from Better.com

Last Updated: 04/18/2025

Better.com logo
Strongly recommended7 total votes
6 users recommend
1 users are unsure
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Highlights

Community Rating

Strongly recommended

Credit Score Range

N/A


Amount Range

Up to $3,000,000

Loan Term (Years)

15 - 30

Number of Reviews

7

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Better.com Mortgage Refinance Review

Better.com Mortgage Refinance is offered by Better.com (NMLS #330511), a direct lender founded in 2014 and based in New York, NY. Better mortgage are available in 40 states and Washington, DC.

Key Takeaways

  • No origination fees. Better.com Mortgage Refinance does not charge fees for processing your application.
  • Only offers one mortgage program. Better.com Mortgage Refinance only refinances FHA mortgages.
  • Specializes in single-family homes. Only offers mortgages for single-family homes, but not for multi-family properties or manufactured homes.
  • Non-standard interest rates available. Better.com Mortgage Refinance only offers hybrid mortgages.
  • Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.

Better.com Mortgage Refinance Pros & Cons

Better.com Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via Better mortgage?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. Better.com Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does Better mortgage take to refinance?

Better mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Better mortgage charge a mortgage origination fee?

No, Better.com Mortgage Refinance does not charge a mortgage origination fee.
Some lenders charge an origination fee for processing, underwriting, and funding a mortgage. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Better mortgage charge prepayment fees?

No, Better.com Mortgage Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to repay the mortgage early.

What mortgage programs does Better mortgage offer?

Better.com Mortgage Refinance offers the following mortgage types:
  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.

What property usage types does Better mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Better.com Mortgage Refinance allows the following property usage types:
  • Primary home
  • Secondary homes and vacation properties

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

250 Greenwich St Fl. 36
New York, NY 10006
Visit Site

Hours of Operation

Sunday
9:00AM - 9:00PM
Monday
9:00AM - 9:00PM
Tuesday
9:00AM - 9:00PM
Wednesday
9:00AM - 9:00PM
Thursday
9:00AM - 9:00PM
Friday
9:00AM - 9:00PM
Saturday
9:00AM - 9:00PM

Other Services by Better.com