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CashCall Mortgage Refinance
in Mortgage Refinance from CashCall · NMLS ID #128231
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CashCall Mortgage Refinance

Unaffiliated
in Mortgage Refinance from CashCall · NMLS ID #128231
Net Recommendation Score +33  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +33, equating to 3.7 on a 5 point rating scale.

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Loan Amount $200,000 - $765,600
Loan Term (Years) 10 - 30 years

CashCall Mortgage Refinance Review

CashCall Mortgage Refinance is offered by CashCall (NMLS #128231), a direct lender founded in 2003 and based in Irvine, CA. Cash Call Mortgage are available in 42 states (and Washington, DC).

Key Takeaways

  • 3 different mortgage programs offered. CashCall Mortgage Refinance refinances FHA, VA, conforming, and conventional mortgages.
  • Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
  • Considers personal use and investment properties. Refinancing available for primary homes, vacation homes, and even investment homes, such as rental properties.
  • Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.

CashCall Mortgage Refinance Pros & Cons

Pros Cons
  • Available in 42 states.
  • Charges an origination fee.
  • Charges prepayment fees.

CashCall Mortgage Refinance FAQ

What range of mortgage balances will Cash Call Mortgage refinance?

Mortgage refinancing loans start at $200,000 and go up to $765,600

What is the maximum loan term for a mortgage refinance via Cash Call Mortgage?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. CashCall Mortgage Refinance offers mortgage refinancing with terms ranging from 10 to 30 years.

How long does Cash Call Mortgage take to refinance?

Cash Call Mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does Cash Call Mortgage charge a mortgage origination fee?

Yes, CashCall Mortgage Refinance will charge a loan origination fee.

What mortgage programs does Cash Call Mortgage offer?

CashCall Mortgage Refinance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Cash Call Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. CashCall Mortgage Refinance allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Availability

  Available in 42 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin

Feature Breakdown

Initial Processing Fee $995
Intended Use
  • Primary Home
  • Secondary Home
  • Investment
APR Starting at 3.246%
(Verified 08/04/2023)
Loan Term 10 - 30 years
Loan Amount $200,000 - $765,600
Mortgage Programs
  • FHA
  • VA

CashCall Mortgage Refinance Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +33, equating to 3.7 on a 5 point rating scale.

+33

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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