Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
$200,000 - $765,600
Loan Term (Years)
10 - 30
CashCall Mortgage Refinance Review
CashCall Mortgage Refinance is offered by CashCall (NMLS #128231), a direct lender founded in 2003 and based in Irvine, CA. Cash Call Mortgage are available in 42 states and Washington, DC.
Key Takeaways
- Only two mortgage programs offered. CashCall Mortgage Refinance refinances FHA VA conforming and conventional mortgages.
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Considers personal use and investment properties. Refinancing available for primary residences, secondary homes (e.g. vacation properties), and even investment homes such as rentals.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
CashCall Mortgage Refinance Pros & Cons
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CashCall Mortgage Refinance FAQ
What range of mortgage balances will Cash Call Mortgage refinance?
Mortgage refinancing loans start at $200,000 and go up to $765,600
What is the maximum loan term for a mortgage refinance via Cash Call Mortgage?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. CashCall Mortgage Refinance offers mortgage refinancing with terms ranging from 10 to 30 years.
How long does Cash Call Mortgage take to refinance?
Cash Call Mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does Cash Call Mortgage charge a mortgage origination fee?
Yes, CashCall Mortgage Refinance will charge a loan origination fee .
What mortgage programs does Cash Call Mortgage offer?
CashCall Mortgage Refinance offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Cash Call Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. CashCall Mortgage Refinance allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
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