Farmers Motorcycle & ATV Insurance
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Farmers Motorcycle & ATV Insurance Review
Farmers Motorcycle & ATV Insurance is an insurance carrier based in Woodland Hills, CA. The company was founded in 1928 and offers motorcycle and ATV insurance in 50 states (and Washington, DC).
What types of motorcycle and ATV insurance coverage does Farmers Motorcycle & ATV Insurance offer?
Although we often talk about motorcycle insurance in the singular, it really includes several types of coverage. Farmers Motorcycle & ATV Insurance offers the following types of motorcycle and ATV insurance coverage:
- Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident.
- Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another vehicle or property when at fault in an accident.
- Uninsured Motorist Coverage: The uninsured motorist rider covers the damages caused by a negligent driver who doesn't have an insurance policy.
- Underinsured Motorist Coverage: This covers the damages caused by a driver who is at-fault but whose liability limits don't cover all the property damages and medical expenses of the accident.
- Medical Payments Coverage: Medical payments insurance covers for the medical costs caused by an accident regardless of who is at fault. Most policies will also cover funeral expenses.
- Personal Injury Protection: Personal injury protection, also known as PIP, typically covers medical expenses, loss of essential services, funeral services, and loss of income. It is similar to medical payments coverage, or MedPay for short. The difference is that MedPay will only cover for reasonable medical expenses.
Farmers Motorcycle & ATV Insurance customers can also add the following riders or endorsements to their policies:
- Accident Forgiveness: This insurance rider helps you avoid a rate increase after the first accident where you are at fault. Some carriers pass on this benefit to other drivers on your policy, such as your teenage children. Check with Farmers Motorcycle & ATV Insurance to see if this rider is available in your area as it is not available in all states.
- Modified Vehicle Insurance: This coverage, also known as customized parts and equipment coverage, can help repair or replace alterations and upgrades you make to your vehicle. Notice that most motorcycle and ATV insurance policies will only cover original equipment so you may want to consider this policy if you've invested a lot of money on aftermarket parts and upgrades.
- Travel Expenses / Trip Interruption Coverage: This coverage helps pay for non-refundable expenses if your trip is delayed or canceled due to an accident, mechanical breakdown, theft, injury, unexpected illness, or some other covered event.
- Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your motorcycle or ATV and its current cash value in the event of a total loss.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
- Transport Trailer Coverage: This covers non-motorized trailers towed by a vehicle. If they are damaged or cause damages in an accident this policy will cover the costs.
What benefits does Farmers Motorcycle & ATV Insurance offer?
Farmers Motorcycle & ATV Insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Digital Claims Reporting: Never fax or mail a document again.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What discounts can you ask for when applying for a policy with Farmers Motorcycle & ATV Insurance?
When you ask for a quote with Farmers Motorcycle & ATV Insurance, make sure you ask for all the discounts you qualify for. These are the discounts currently available.
6301 Owensmouth Ave
Woodland Hills, CA 91367 USA
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Other Services by Farmers
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
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