AEELA Maximum MasterCard

AEELA Maximum MasterCard Review

This is a credit card issued by AEELA. If you're wondering whether AEELA Maximum MasterCard is the right card for you, read on.

Key Takeaways

• Competitive APRs. AEELA Maximum MasterCard has a fixed purchase APR of 13.00%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of AEELA Maximum MasterCard

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Extended warranty on purchases. Identity Theft Protection. Travel accident insurance. Considers applicants with fair credit. No foreign transaction fee. AEELA Maximum MasterCard reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

AEELA Maximum MasterCard FAQ

Does AEELA Maximum MasterCard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the AEELA Maximum MasterCard benefits?

It provides the following benefits:

• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for AEELA Maximum MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

AEELA Maximum MasterCard has a fixed purchase APR of 13.00%. The card has a fixed balance transfer APR that ranges from 6.90% up to 7.90%. It also has a fixed cash advance APR of 10.90% .

What are the fees for AEELA Maximum MasterCard?

The following fees apply:

AEELA Maximum MasterCard Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $10
Late Payment Fee	up to $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does AEELA Maximum MasterCard report your account activity to credit bureaus?

Yes, AEELA Maximum MasterCard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for AEELA Maximum MasterCard

• Visit the AEELA Maximum MasterCard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.