Last Updated: 07/28/2025
BlueOx Credit Union Visa Platinum Rewards Credit Card
Unaffiliated
in Credit Cards from BlueOx Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.99% - 18.00%(Verified 09/20/2024)
Balance Transfer APR (Variable APR)
13.99% - 18.00%(Verified 09/20/2024)
Credit Score Range
N/A
Annual Fee
$0
BlueOx Credit Union Visa Platinum Rewards Credit Card Review
This is a rewards card issued by BlueOx Credit Union. If you're wondering whether BlueOx Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- One point earned for every $1 spent. Redeem for merchandise, travel, and experience rewards.
- APRs: BlueOx Credit Union Visa Platinum Rewards Credit Card has a variable regular purchase APR that ranges from 13.99% up to 18.00%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
Pros & Cons of BlueOx Credit Union Visa Platinum Rewards Credit Card
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BlueOx Credit Union Visa Platinum Rewards Credit Card FAQ
Does BlueOx Credit Union Visa Platinum Rewards Credit Card have a cash back or rewards program?
BlueOx Credit Union Visa Platinum Rewards Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does BlueOx Credit Union Visa Platinum Rewards Credit Card have a signup bonus?
Yes. One point earned for every $1 spent. Redeem for merchandise, travel, and experience rewards.
Does BlueOx Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the BlueOx Credit Union Visa Platinum Rewards Credit Card benefits?
BlueOx Credit Union Visa Platinum Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for BlueOx Credit Union Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.BlueOx Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 13.99% up to 18.00%. The card has a variable balance transfer APR that ranges from 13.99% up to 18.00%. It also has a variable cash advance APR that ranges from 13.99% up to 18.00%.
Does BlueOx Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 13.99% - 18.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does BlueOx Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for BlueOx Credit Union Visa Platinum Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $29.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does BlueOx Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?
BlueOx Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of up to 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for BlueOx Credit Union Visa Platinum Rewards Credit Card?
The customer service number for BlueOx Credit Union Visa Platinum Rewards Credit Card is (800) 648-8035.
What is the support contact email for BlueOx Credit Union Visa Platinum Rewards Credit Card?
The support contact email for BlueOx Credit Union Visa Platinum Rewards Credit Card is contactus@blueoxcu.org.
What is the login page for BlueOx Credit Union Visa Platinum Rewards Credit Card?
You can access the login page of BlueOx Credit Union Visa Platinum Rewards Credit Card here.
How do people rate the customer service and user experience of BlueOx Credit Union Visa Platinum Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does BlueOx Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?
Yes, BlueOx Credit Union Visa Platinum Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does BlueOx Credit Union perform a hard credit pull?
Yes, BlueOx Credit Union Visa Platinum Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for BlueOx Credit Union Visa Platinum Rewards Credit Card
- Visit the website of BlueOx Credit Union Visa Platinum Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed