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  City National Bank Crystal Visa Infinite Credit Card with Rewards

City National Bank Crystal Visa Infinite Credit Card with Rewards

in Personal Credit Cards from City National Bank

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City National Bank Crystal Visa Infinite Credit Card with Rewards

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in Personal Credit Cards from City National Bank

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Highlights
Purchase APR  (Variable APR) 13.00% - 21.00%
Balance Transfer APR  (Variable APR) 17.00% - 21.00%
Credit Score Range 650 - 850
Annual Fee $400

City National Bank Crystal Visa Infinite Credit Card with Rewards Review

City National Bank Crystal Visa Infinite Credit Card with Rewards is a secured credit card rewards credit card issued by City National Bank. If you're wondering whether City National Bank Crystal Visa Infinite Credit Card with Rewards is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. City National Bank Crystal Visa Infinite Credit Card with Rewards has a variable purchase APR that ranges from 13.00% up to 21.00%.
  • 3% Balance transfer fee. City National Bank Crystal Visa Infinite Credit Card with Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
City National Bank Crystal Visa Infinite Credit Card with Rewards Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere City National Bank Crystal Visa Infinite Credit Card with Rewards is accepted.
  • City National Bank Crystal Visa Infinite Credit Card with Rewards reports to multiple credit bureaus.
  • Charges an annual fee of $400
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
City National Bank Crystal Visa Infinite Credit Card with Rewards FAQ

Is there a City National Bank Crystal Visa Infinite Credit Card with Rewards cash back or rewards program?

City National Bank Crystal Visa Infinite Credit Card with Rewards offers a rewards program to its customers.

City National Bank Crystal Visa Infinite Credit Card with Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does City National Bank Crystal Visa Infinite Credit Card with Rewards have a signup bonus?

City National Bank Crystal Visa Infinite Credit Card with Rewards doesn't offer a cash signup bonus.

Does City National Bank Crystal Visa Infinite Credit Card with Rewards offer an annual loyalty bonus?

City National Bank Crystal Visa Infinite Credit Card with Rewards doesn't offer a cash loyalty bonus.

What are the City National Bank Crystal Visa Infinite Credit Card with Rewards benefits?

City National Bank Crystal Visa Infinite Credit Card with Rewards provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for City National Bank Crystal Visa Infinite Credit Card with Rewards?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. City National Bank Crystal Visa Infinite Credit Card with Rewards has lower than average purchase APRs.

City National Bank Crystal Visa Infinite Credit Card with Rewards has a variable purchase APR that ranges from 13.00% up to 21.00%. The card has a variable balance transfer APR that ranges from 17.00% up to 21.00%. It also has a variable cash advance APR that ranges from 19.00% up to 23.00%.

Does City National Bank Crystal Visa Infinite Credit Card with Rewards have an introductory APR offer on balance transfers?

No, City National Bank Crystal Visa Infinite Credit Card with Rewards does not come with an introductory APR offer for balance transfers.

Does City National Bank Crystal Visa Infinite Credit Card with Rewards have an introductory APR offer on new purchases?

City National Bank Crystal Visa Infinite Credit Card with Rewards does not offer an introductory rate on new purchases.

What are the fees for City National Bank Crystal Visa Infinite Credit Card with Rewards?

The following fees apply to City National Bank Crystal Visa Infinite Credit Card with Rewards:

City National Bank Crystal Visa Infinite Credit Card with Rewards Fees
Fees Amount
Annual Fee $400
Foreign Transaction Fee 0%
Returned Payment Fee up to $20
Late Payment Fee up to $15

Does City National Bank Crystal Visa Infinite Credit Card with Rewards have a foreign transaction fee?

City National Bank Crystal Visa Infinite Credit Card with Rewards does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does City National Bank Crystal Visa Infinite Credit Card with Rewards report your account activity to credit bureaus?

Yes, City National Bank Crystal Visa Infinite Credit Card with Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for City National Bank Crystal Visa Infinite Credit Card with Rewards

  • Visit the City National Bank Crystal Visa Infinite Credit Card with Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 11 states
  • California
  • Delaware
  • Florida
  • Georgia
  • Massachusetts
  • Minnesota
  • Nevada
  • New York
  • Tennessee
  • Virginia
  • Washington

Feature Breakdown

Every Purchase (Points) 1 - 3
Every Purchase (Points) Earn 3 Points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, and 1 Point per $1 spent on all other purchases.
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Up to 3%
Minimum Cash Advance Fee ($) Starting at $5
Annual Fee $400
Minimum Interest Charge $0.70
Returned Payment Fee Up to $20
Additional Card Fee Amount $95
Late Fee Amount Up to $15
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 19.00% - 23.00%
Balance Computation average daily balance (including new purchases)
Purchase APR (Variable APR) 13.00% - 21.00%
Balance Transfer APR (Variable APR) 17.00% - 21.00%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Secured
  • Balance Transfer
Card Network Visa

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