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Last Updated: 07/28/2025

Morrisons Cove 1st FCU Visa® Platinum Credit Card

Q: Does Morrisons Cove 1st FCU Visa® Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. Zero fraud liability

from Morrisons Cove 1st Federal Credit Union

Last Updated: 07/28/2025

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Highlights

Purchase APR (Fixed APR)

9.90%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

9.90%(Verified 06/21/2024)

Credit Score Range

N/A

Annual Fee

N/A

Morrisons Cove 1st FCU Visa® Platinum Credit Card Review

This is a card issued by Morrisons Cove 1st Federal Credit Union. If you're wondering whether Morrisons Cove 1st FCU Visa® Platinum Credit Card is the right card for you, read on.

Key Takeaways

APRs: Morrisons Cove 1st FCU Visa® Platinum Credit Card has a fixed purchase APR of 9.90%

Pros & Cons of Morrisons Cove 1st FCU Visa® Platinum Credit Card

The Good

The Bad

Potentially lower than average purchase APRs.
Has an introductory APR rate on balance transfers of 6.90%.
It has a fixed purchase APR of up to 9.90%.
Identity Theft Protection.

N/A
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Does not report to credit bureaus.

Morrisons Cove 1st FCU Visa® Platinum Credit Card FAQ

Does Morrisons Cove 1st FCU Visa® Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

Morrisons Cove 1st FCU Visa® Platinum Credit Card Rewards Breakdown

Description

Zero fraud liability

What are the relevant APRs for Morrisons Cove 1st FCU Visa® Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.

Morrisons Cove 1st FCU Visa® Platinum Credit Card has a fixed purchase APR of 9.90%. The card has a fixed balance transfer APR of 9.90% . It also has a fixed cash advance APR of 9.90% .

Does Morrisons Cove 1st FCU Visa® Platinum Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 6.90% for a period of 6 months.

Morrisons Cove 1st FCU Visa® Platinum Credit Card Balance Transfers

Description

Balance Transfer APR

9.90%

Balance Transfer Introductory APR

6.90%

Balance Transfer Intro APR Period

6 months

Does Morrisons Cove 1st FCU Visa® Platinum Credit Card have an intro APR offer on new purchases?

Morrisons Cove 1st FCU Visa® Platinum Credit Card Purchase Intro Offer

Description

Introductory Rate

6.90%

Purchase Intro APR Period

6 months

This card does offer an intro APR rate of 6.90% on qualified purchases for a period of 6 months.

What are the fees for Morrisons Cove 1st FCU Visa® Platinum Credit Card?

Morrisons Cove 1st FCU Visa® Platinum Credit Card Fees

Description

Returned Payment Fee

Up to $25.00

Late Fee Amount

Up to $25.00

N/A.

What is the customer service phone number for Morrisons Cove 1st FCU Visa® Platinum Credit Card?

The customer service number for Morrisons Cove 1st FCU Visa® Platinum Credit Card is (814) 224-2744.

What is the support contact email for Morrisons Cove 1st FCU Visa® Platinum Credit Card?

The support contact email for Morrisons Cove 1st FCU Visa® Platinum Credit Card is info@mcove1stfcu.com.

How do people rate the customer service and user experience of Morrisons Cove 1st FCU Visa® Platinum Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Morrisons Cove 1st Federal Credit Union perform a hard credit pull?

Yes, Morrisons Cove 1st FCU Visa® Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Morrisons Cove 1st FCU Visa® Platinum Credit Card

Visit the website of Morrisons Cove 1st FCU Visa® Platinum Credit Card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Created by

Fact Checked by

SuperMoney

Andrew Latham

Contact

Headquarters

7533 Woodbury Pike

Roaring Spring, PA 16673

(814) 224-2744

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 4:30PMTuesday9:00AM - 4:30PMWednesday9:00AM - 4:30PMThursday9:00AM - 6:00PMFriday9:00AM - 4:30PMSaturdayClosed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.