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Last Updated: 07/28/2025

CoastHills CU Encore Visa Signature Credit Card

in Credit Cards from CoastHills Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
CoastHills CU Encore Visa Signature Credit Card logo
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Purchase APR (Variable APR)

N/A

Balance Transfer APR (Variable APR)

7.99% - 17.99%(Verified 06/21/2024)
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Credit Score Range

650 - 850

Annual Fee

$0

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CoastHills CU Encore Visa Signature Credit Card Review

This is a rewards card issued by CoastHills Credit Union. If you're wondering whether CoastHills CU Encore Visa Signature Credit Card is the right card for you, read on.

Key Takeaways

  • Welcome offer. Offers a signup bonus of 25,000 points that can be redeemed for travel, gifts, or other perks.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of CoastHills CU Encore Visa Signature Credit Card

CoastHills CU Encore Visa Signature Credit Card FAQ

Does CoastHills CU Encore Visa Signature Credit Card have a cash back or rewards program?

CoastHills CU Encore Visa Signature Credit Card is a rewards card.

Does CoastHills CU Encore Visa Signature Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 25,000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does CoastHills CU Encore Visa Signature Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the CoastHills CU Encore Visa Signature Credit Card benefits?

CoastHills CU Encore Visa Signature Credit Card provides the following benefits:
  • Emergency Support
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for CoastHills CU Encore Visa Signature Credit Card?

The card has a variable balance transfer APR that ranges from 7.99% up to 17.99%.

Does CoastHills CU Encore Visa Signature Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of 6 months.

Does CoastHills CU Encore Visa Signature Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for CoastHills CU Encore Visa Signature Credit Card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does CoastHills CU Encore Visa Signature Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for CoastHills CU Encore Visa Signature Credit Card?

The customer service number for CoastHills CU Encore Visa Signature Credit Card is (800) 262-4488.

What is the support contact email for CoastHills CU Encore Visa Signature Credit Card?

The support contact email for CoastHills CU Encore Visa Signature Credit Card is memberservices@coasthills.coop.

What is the login page for CoastHills CU Encore Visa Signature Credit Card?

You can access the login page of CoastHills CU Encore Visa Signature Credit Card here.

How do people rate the customer service and user experience of CoastHills CU Encore Visa Signature Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does CoastHills CU Encore Visa Signature Credit Card report your account activity to credit bureaus?

Yes, CoastHills CU Encore Visa Signature Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does CoastHills Credit Union perform a hard credit pull?

Yes, CoastHills CU Encore Visa Signature Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for CoastHills CU Encore Visa Signature Credit Card

  • Visit the website of CoastHills CU Encore Visa Signature Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1075 Betteravia Road
Santa Maria, CA 93454
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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