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  CoastHills Credit Union Encore Visa Signature Credit Card
CoastHills Credit Union Encore Visa Signature Credit Card Unaffiliated

CoastHills Credit Union Encore Visa Signature Credit Card

Unaffiliated
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Highlights
Purchase APR N/A
Balance Transfer APR 7.99% - 17.99%
Credit Score Range 650 - 850
Annual Fee $0

CoastHills Credit Union Encore Visa Signature Credit Card Review

This is a credit card issued by CoastHills Credit Union. If you're wondering whether CoastHills Credit Union Encore Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 25,000 points after spending $2,500 within 2 months that can be redeemed for travel, gifts, or other perks.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of CoastHills Credit Union Encore Visa Signature Credit Card
The Good The Bad
  • Has an introductory APR rate on balance transfers of 1.99%.
  • No balance transfer fee.
  • No annual fee.
  • No foreign transaction fee.
  • CoastHills Credit Union Encore Visa Signature Credit Card reports to multiple credit bureaus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
CoastHills Credit Union Encore Visa Signature Credit Card FAQ

Does CoastHills Credit Union Encore Visa Signature Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the CoastHills Credit Union Encore Visa Signature Credit Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for CoastHills Credit Union Encore Visa Signature Credit Card?

The card has a variable balance transfer APR that ranges from 7.99% up to 17.99%.

Does CoastHills Credit Union Encore Visa Signature Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 6 months.

CoastHills Credit Union Encore Visa Signature Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 1.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 7.99% - 17.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does CoastHills Credit Union Encore Visa Signature Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for CoastHills Credit Union Encore Visa Signature Credit Card?

The following fees apply:

CoastHills Credit Union Encore Visa Signature Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does CoastHills Credit Union Encore Visa Signature Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the support contact email for CoastHills Credit Union Encore Visa Signature Credit Card?

The support contact email for CoastHills Credit Union Encore Visa Signature Credit Card is memberservices@coasthills.coop.

What is the CoastHills Credit Union Encore Visa Signature Credit Card login page?

You can access the CoastHills Credit Union Encore Visa Signature Credit Card login page here.

How do people rate the customer service and user experience of CoastHills Credit Union Encore Visa Signature Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does CoastHills Credit Union Encore Visa Signature Credit Card report your account activity to credit bureaus?

Yes, CoastHills Credit Union Encore Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for CoastHills Credit Union Encore Visa Signature Credit Card

  • Visit the CoastHills Credit Union Encore Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

About CoastHills Credit Union Encore Visa Signature Credit Card

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View all credit cards offered by CoastHills Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) Up to 0%
Minimum Cash Advance Fee ($) Starting at $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Annual Fee $0
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Concierge
Rewards Categories
  • Points on
Signup Bonus (points) 25
Credit Limit $5 - $50
Balance Transfer Introductory APR 1.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 7.99% - 17.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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CoastHills Credit Union Credit Cards

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