Last Updated: 07/28/2025
SRP Visa Traditional Secured Card
Unaffiliated
in Credit Cards from SRP Federal Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
18.50%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
18.50%(Verified 06/21/2024)
Credit Score Range
620 - 850
Annual Fee
N/A
SRP Visa Traditional Secured Card Review
This is a secured credit card issued by SRP Federal Credit Union. If you're wondering whether SRP Visa Traditional Secured Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 18.50%
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of SRP Visa Traditional Secured Card
| The Good | The Bad |
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SRP Visa Traditional Secured Card FAQ
Does SRP Visa Traditional Secured Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for SRP Visa Traditional Secured Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.SRP Visa Traditional Secured Card has a variable purchase APR of 18.50%. The card has a variable balance transfer APR of 18.50% . It also has a variable cash advance APR of 18.50% .
Does SRP Visa Traditional Secured Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does SRP Visa Traditional Secured Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for SRP Visa Traditional Secured Card?
N/A.
What is the customer service phone number for SRP Visa Traditional Secured Card?
The customer service number for SRP Visa Traditional Secured Card is (803) 278-4851.
What is the support contact email for SRP Visa Traditional Secured Card?
The support contact email for SRP Visa Traditional Secured Card is info@srpfcu.org.
What is the login page for SRP Visa Traditional Secured Card?
You can access the login page of SRP Visa Traditional Secured Card here.
How do people rate the customer service and user experience of SRP Visa Traditional Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does SRP Visa Traditional Secured Card report your account activity to credit bureaus?
Yes, SRP Visa Traditional Secured Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does SRP Federal Credit Union perform a hard credit pull?
Yes, SRP Visa Traditional Secured Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for SRP Visa Traditional Secured Card
- Visit the website of SRP Visa Traditional Secured Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 12:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 6:00PM
Saturday
Closed