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Deserve Classic Mastercard

in Personal Credit Cards

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Deserve Classic Mastercard

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in Personal Credit Cards

SuperMoney Net Recommendation Score +33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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2 users recommend
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1 user doesn't recommend
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Overview

Who is this credit card designed for?

Deserve Classic Mastercard is a credit card issued by Deserve, which is based in Menlo Park, CA. 

Deserve Classic Mastercard is designed for people with a credit score of 650 to 850.

You don't need a SSN to apply, which is a big attraction for international students and temporary residents.

This card has a credit limit of $1500.

What are the relevant APRs?

Deserve Classic Mastercard has a variable purchase APR of up to 24.49%.

Is an introductory APR offer available?

No, Deserve Classic Mastercard does not come with an introductory APR offer for balance transfers.

Deserve Classic Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Deserve Classic Mastercard:

  • An annual fee of $39. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $25.
  • A returned payment fee of $37.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

No, Deserve Classic Mastercard does not offer a rewards program.

Is a signup bonus offered?

Deserve Classic Mastercard doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Deserve Classic Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Deserve Classic Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • Reports to major credit bureaus

Does Deserve Classic Mastercard report your account activity to credit bureaus?

Deserve Classic Mastercard reports your account activity to the following credit reporting agencies:

  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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Contact

  • Headquarters
  • 1010 Doyle Street, Suite 200
    Menlo Park, CA 94025 USA
  • Visit Site

Message from Deserve

Where traditional lenders see risk, we see potential. While traditional lenders only look at your FICO score, our proprietary algorithm weighs in other factors such as your current financial health, education, future employability and projected earnings.

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period
23
Over-Limit Fee
$0
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$25
Returned Payment Fee
$37
Minimum Interest Charge
$1
Annual Fee
$39
Bank Account Required?
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range
650 - 850
850 300 650
Minimum Age
18
Customer Type
Personal
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • ID Theft Protection
  • Price Protection
  • Travel Assistance
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Emergency Support
Purchases APR
(Variable APR)
Up to
24.49%
Balance Computation
Average Daily Balance (including new purchases)
Credit Limit
1500

Reviews

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Purchases APR
(Variable APR)
17.49% - 24.49% 0% 29% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850 300 850