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Deserve Classic Mastercard

in Personal Credit Cards from Deserve Inc.

Claimed Apply Now

Deserve Classic Mastercard

Claimed

in Personal Credit Cards from Deserve Inc.

SuperMoney Net Recommendation Score +40% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

3 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR (Variable APR) 24.99%
Balance Transfer APR (Variable APR) N/A
Credit Score Range 680 - 850
Number of Reviews 5

Deserve Classic Mastercard Review

Deserve Classic Mastercard is a credit card issued by Deserve Inc.. 

You don't need a SSN to apply, which is a big attraction for international students and temporary residents.

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 680.

Credit limit. This card has a credit limit of up to 1500.

If you're wondering whether Deserve Classic Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Deserve Classic Mastercard cash back or rewards program?

No, Deserve Classic Mastercard does not offer a rewards program.

Deserve Classic Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Deserve Classic Mastercard benefits?

Deserve Classic Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Deserve Classic Mastercard?

Deserve Classic Mastercard has a variable purchase APR of 24.99%.

Does Deserve Classic Mastercard have an introductory APR offer?

Deserve Classic Mastercard does not offer an introductory rate on new purchases.
Deserve Classic Mastercard Rates & Terms
Purchase APR 24.99%

What are the Deserve Classic Mastercard fees?

No Annual Fee. Deserve Classic Mastercard does not charge an annual fee. No foreign transaction fee. Deserve Classic Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Deserve Classic Mastercard:

Deserve Classic Mastercard Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee $37
Late Payment Fee $25

Does Deserve Classic Mastercard report your account activity to credit bureaus?

Deserve Classic Mastercard reports your account activity to the following credit reporting agencies:

  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Deserve Classic Mastercard

  • Visit the Deserve Inc. website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact

  • Headquarters
  •   1010 Doyle St. Suite 200
    Menlo Park, CA 94025
  •   Visit Site

Message from Deserve Inc.

Where traditional lenders see risk, we see potential. While traditional lenders only look at your FICO score, our proprietary algorithm weighs in other factors such as your current financial health, education, future employability and projected earnings.

Other Services by Deserve Inc.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
Over-Limit Fee $0
Annual Fee $0
Paper Statement Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $37
Minimum Interest Charge $1
Late Fee Amount $25
Minimum Age 18
Credit Score Range 680 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Travel Assistance
Purchase APR (Variable APR) 24.99%
Balance Computation Average Daily Balance (including new purchases)
Credit Limit 1500

Deserve Classic Mastercard Community Reviews

 
 

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Annual Fee $0 Annual Fee
Purchase APR 17.99% - 24.99%
(Variable APR)
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Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850