Who is this credit card designed for?

Deserve Classic Mastercard is a credit card issued by Deserve, which is based in Menlo Park, CA, and was established in 2016.

Deserve Classic Mastercard is designed for people with a credit score of 650 to 850.

You don't need a SSN to apply, which is a big attraction for international students and temporary residents.

Is an introductory APR offer available?

No, Deserve Classic Mastercard does not come with an introductory APR offer.

What are the fees?

The following fees apply to Deserve Classic Mastercard:

  • An annual fee of $39. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $25.
  • A returned payment fee of $37.
  • There is no overlimit fee
  • There are no foreign transaction fees

Is a rewards program offered?

No, Deserve Classic Mastercard does not offer a rewards program.

Is a signup bonus offered?

Deserve Classic Mastercard doesn't offer a cash signup bonus.

What additional benefits are offered?

Deserve Classic Mastercard provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Fraud liability
  • Travel insurance
    • Credit Score Range
      650 - 850
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Minimum Age
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Customer Type
    • Annual Fee
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Minimum Interest Charge
    • Returned Payment Fee
    • No Foreign Transaction Fee
    • Card Network
    • Car Rental Insurance
    • Emergency Support
    • Extended Warranty
    • Fraud Liability
    • Travel Insurance
    • Credit Limit
    • Purchases APR (variable)
      Up to 24.24%
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