Deserve Classic MastercardClaimed
in Personal Credit Cards from Deserve Inc.
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Deserve Classic Mastercard Review
Deserve Classic Mastercard is a credit card issued by Deserve Inc.. If you're wondering whether Deserve Classic Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.49%
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel assistance, and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
|The Good||The Bad|
Is there a Deserve Classic Mastercard cash back or rewards program?
No, Deserve Classic Mastercard does not offer a rewards program.
What are the Deserve Classic Mastercard benefits?
Deserve Classic Mastercard provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Deserve Classic Mastercard?According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Deserve Classic Mastercard has higher than average purchase APRs.
Deserve Classic Mastercard has a variable purchase APR of 24.49%.
Does Deserve Classic Mastercard have an introductory APR offer on balance transfers??No, Deserve Classic Mastercard does not come with an introductory APR offer for balance transfers.
Does Deserve Classic Mastercard have an introductory APR offer on new purchases??Deserve Classic Mastercard does not offer an introductory rate on new purchases.
What are the Deserve Classic Mastercard fees?
The following fees apply to Deserve Classic Mastercard:
- There is no overlimit fee
|Foreign Transaction Fee||0%|
|Returned Payment Fee||$37|
|Late Payment Fee||$25|
Does Deserve Classic Mastercard have a foreign transaction fee?Deserve Classic Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
Does Deserve Classic Mastercard report your account activity to credit bureaus?
Deserve Classic Mastercard reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Deserve Classic Mastercard
- Visit the Deserve Classic Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
1010 Doyle St. Suite 200
Menlo Park, CA 94025
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|Foreign Currency Transaction Fee||0%|
|No Annual Fee|
|No Foreign Transaction Fee|
|No Interest Grace Period for Late Payment||23|
|Paper Statement Fee||$0|
|Minimum Interest Charge||$1|
|Returned Payment Fee||$37|
|Late Fee Amount||$25|
|Credit History Not Required|
|Supported Income Types||
|Employment Statuses Considered||
|Immigration Status Considered||
|Checking Account Required|
|Credit Bureau Reporting||
|Car Rental Insurance|
|Credit Card Benefits||
|Purchase APR (Variable APR)||24.49%|
|Balance Computation||Average Daily Balance (including new purchases)|
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