Deserve Inc. (Company)

What We Love About Deserve Credit Cards

Deserve is a financial tech company that believes people should have another chance with their finances. To help people to achieve their goals and to improve their finances, the company offers two different credit cards. Offering different cards lets them serve a range of different customers, which is nice.

The Deserve Edu Mastercard has no annual fee and is eligible for a percentage of cashback on purchases. A free Amazon Prime Student subscription comes with the card. The Deserve Pro Mastercard has no annual fee, an even larger maximum credit limit, and cashback on travel and entertainment, restaurants, and other purchases.

Other nice features include roadside assistance, travel assistance, ID theft protection, and price protection.

What Deserve Credit Cards Could Do Better

Even though Deserve's credit cards may be easier to get than some, it can still be difficult for some people.

Deserve Credit Cards Backstory

In 2017, the company SelfScore became Deserve. Before that, when the company was still known as SelfScore, credit cards were only available to international students. Anyone who currently has a SelfScore card that hasn’t expired can continue using it. Once it expires, they will receive a Deserve card as a replacement.

The Verdict

If you don't have much of a credit history and you're looking for a card that doesn’t require a deposit, you may want to consider Deserve. It’s often possible to get a credit card without needing to have a cosigner, as well. Of course, as always, you should check to see some of the other similar options to determine which will be the best option for your finances.