Last Updated: 07/28/2025
First Source FCU Visa Platinum Rewards Plus
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
9.99% - 17.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
9.99% - 17.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
650 - 850
Annual Fee
$0
First Source FCU Visa Platinum Rewards Plus Review
This is a rewards card issued by First Source Federal Credit Union. If you're wondering whether First Source FCU Visa Platinum Rewards Plus is the right card for you, read on.
Key Takeaways
- APRs: First Source FCU Visa Platinum Rewards Plus has a variable regular purchase APR that ranges from 9.99% up to 17.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of First Source FCU Visa Platinum Rewards Plus
| The Good | The Bad |
|
|
First Source FCU Visa Platinum Rewards Plus FAQ
Does First Source FCU Visa Platinum Rewards Plus have a cash back or rewards program?
First Source FCU Visa Platinum Rewards Plus is a rewards card.
| Description |
Does First Source FCU Visa Platinum Rewards Plus have a signup bonus?
This card doesn't offer a cash signup bonus.Does First Source FCU Visa Platinum Rewards Plus offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the First Source FCU Visa Platinum Rewards Plus benefits?
First Source FCU Visa Platinum Rewards Plus provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for First Source FCU Visa Platinum Rewards Plus?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.First Source FCU Visa Platinum Rewards Plus has a variable purchase APR that ranges from 9.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 9.99% up to 17.99%. It also has a variable cash advance APR that ranges from 9.99% up to 17.99%.
Does First Source FCU Visa Platinum Rewards Plus have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does First Source FCU Visa Platinum Rewards Plus have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Source FCU Visa Platinum Rewards Plus?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does First Source FCU Visa Platinum Rewards Plus have a foreign transaction fee?
First Source FCU Visa Platinum Rewards Plus charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for First Source FCU Visa Platinum Rewards Plus?
The customer service number for First Source FCU Visa Platinum Rewards Plus is (315) 735-8571.
What is the support contact email for First Source FCU Visa Platinum Rewards Plus?
The support contact email for First Source FCU Visa Platinum Rewards Plus is membercare@fsource.org.
How do people rate the customer service and user experience of First Source FCU Visa Platinum Rewards Plus?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does First Source FCU Visa Platinum Rewards Plus report your account activity to credit bureaus?
Yes, First Source FCU Visa Platinum Rewards Plus reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does First Source Federal Credit Union perform a hard credit pull?
Yes, First Source FCU Visa Platinum Rewards Plus performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for First Source FCU Visa Platinum Rewards Plus
- Visit the website of First Source FCU Visa Platinum Rewards Plus.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturday8:00AM - 12:00PM
Other Services by First Source Federal Credit Union
Other Credit Cards from First Source Federal Credit Union
Rating not yet determined
Purchase APR
8.9% - 17.9%
Disclaimer popup with additional information
Balance Transfer APR
8.9% - 17.9%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
First Source FCU Visa Platinum Rewards Plus Community Reviews
Would you recommend First Source FCU Visa Platinum Rewards Plus to your friends?
There are currently no reviews.
You might also like
Best Personal Credit Cards
SuperMoney
Using Your Credit Card and Maintaining a High Credit Score
Gina Roberts-Grey
Can Your Kids Handle Credit Cards?
Audrey Henderson
Don't Want a Credit Card? You're Not Alone
LeeAnn Neal
What Are The Different Types of Credit?
Julie Bawden-Davis
