
First Source Federal Credit Union Visa Platinum Rewards Plus
in Personal Credit Cards from First Source Federal Credit Union
UnaffiliatedFirst Source Federal Credit Union Visa Platinum Rewards Plus
in Personal Credit Cards from First Source Federal Credit Union
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Purchase APR (Variable APR) | 7.74% - 17.74% |
Balance Transfer APR (Variable APR) | 7.74% - 17.74% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
First Source Federal Credit Union Visa Platinum Rewards Plus Review
This is a rewards credit card issued by First Source Federal Credit Union. If you're wondering whether First Source Federal Credit Union Visa Platinum Rewards Plus is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. First Source Federal Credit Union Visa Platinum Rewards Plus has a variable purchase APR that ranges from 7.74% up to 17.74%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
The Good | The Bad |
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Does First Source Federal Credit Union Visa Platinum Rewards Plus have a cash back or rewards program?
First Source Federal Credit Union Visa Platinum Rewards Plus is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does First Source Federal Credit Union Visa Platinum Rewards Plus have a signup bonus?
This card doesn't offer a cash signup bonus.Does First Source Federal Credit Union Visa Platinum Rewards Plus offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the First Source Federal Credit Union Visa Platinum Rewards Plus benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for First Source Federal Credit Union Visa Platinum Rewards Plus?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 7.74% up to 17.74%. The card has a variable balance transfer APR that ranges from 7.74% up to 17.74%. It also has a variable cash advance APR that ranges from 7.74% up to 17.74%.
Does First Source Federal Credit Union Visa Platinum Rewards Plus have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does First Source Federal Credit Union Visa Platinum Rewards Plus have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Source Federal Credit Union Visa Platinum Rewards Plus?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $15 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does First Source Federal Credit Union Visa Platinum Rewards Plus have a foreign transaction fee?
First Source Federal Credit Union Visa Platinum Rewards Plus charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for First Source Federal Credit Union Visa Platinum Rewards Plus?
The First Source Federal Credit Union Visa Platinum Rewards Plus customer service number is (315) 735-8571.
Does First Source Federal Credit Union Visa Platinum Rewards Plus report your account activity to credit bureaus?
Yes, First Source Federal Credit Union Visa Platinum Rewards Plus reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for First Source Federal Credit Union Visa Platinum Rewards Plus
- Visit the First Source Federal Credit Union Visa Platinum Rewards Plus website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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4451 Commercial Drive
New Hartford, NY 13413 - (315) 735-8571
- Visit Site
About First Source Federal Credit Union Visa Platinum Rewards Plus

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 21 days |
Foreign Currency Transaction Fee | 1% |
Returned Payment Fee | Up to $15 |
Late Fee Amount | Up to $25 |
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