Last Updated: 07/28/2025
Financial Center FCU Empower Secured Visa® Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
N/A
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
N/A
Annual Fee
$50
Financial Center FCU Empower Secured Visa® Credit Card Review
This is a secured credit card issued by Financial Center First Credit Union. If you're wondering whether Financial Center FCU Empower Secured Visa® Credit Card is the right card for you, read on.
Key Takeaways
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
Pros & Cons of Financial Center FCU Empower Secured Visa® Credit Card
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Financial Center FCU Empower Secured Visa® Credit Card FAQ
Does Financial Center FCU Empower Secured Visa® Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Financial Center FCU Empower Secured Visa® Credit Card?
Financial Center FCU Empower Secured Visa® Credit Card does not offer balance transfers.Does Financial Center FCU Empower Secured Visa® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Financial Center FCU Empower Secured Visa® Credit Card does not offer balance transfers.Does Financial Center FCU Empower Secured Visa® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Financial Center FCU Empower Secured Visa® Credit Card?
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| Annual Fee | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $50.00.
What is the customer service phone number for Financial Center FCU Empower Secured Visa® Credit Card?
The customer service number for Financial Center FCU Empower Secured Visa® Credit Card is (800) 473-2328.
What is the support contact email for Financial Center FCU Empower Secured Visa® Credit Card?
The support contact email for Financial Center FCU Empower Secured Visa® Credit Card is CommunityDevelopment@fcfcu.com.
What is the login page for Financial Center FCU Empower Secured Visa® Credit Card?
You can access the login page of Financial Center FCU Empower Secured Visa® Credit Card here.
How do people rate the customer service and user experience of Financial Center FCU Empower Secured Visa® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Financial Center FCU Empower Secured Visa® Credit Card report your account activity to credit bureaus?
Yes, Financial Center FCU Empower Secured Visa® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Financial Center First Credit Union perform a hard credit pull?
Yes, Financial Center FCU Empower Secured Visa® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Financial Center FCU Empower Secured Visa® Credit Card
- Visit the website of Financial Center FCU Empower Secured Visa® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
10:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 1:00PM