Last Updated: 07/28/2025
Fortera Credit Union Mastercard Core Credit Card
Unaffiliated
in Credit Cards from Fortera Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
18.00%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Fortera Credit Union Mastercard Core Credit Card Review
This is a rewards card issued by Fortera Credit Union. If you're wondering whether Fortera Credit Union Mastercard Core Credit Card is the right card for you, read on.
Key Takeaways
- You can earn and redeem points for cash-back, gift cards, merchandise, and travel rewards. Cash-Back – Get cash deposits into your Fortera account or make a payment to your Fortera credit card. Merchandise – Select from a variety of name-brand merchandise. You will find electronics, home goods, sporting goods, personal items, and more. Amazon – Check out our Amazon Store link and browse from over 30 categories of items. Gift Cards – Choose from a variety of popular gift card options including Target, Walmart, Starbucks, and more. Travel - Travel rewards include Airline tickets, Hotel accommodations, Car Rental, Vacation packages, and more.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 18.00%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 0.80% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, and fraud protection.
Pros & Cons of Fortera Credit Union Mastercard Core Credit Card
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Fortera Credit Union Mastercard Core Credit Card FAQ
Does Fortera Credit Union Mastercard Core Credit Card have a cash back or rewards program?
Fortera Credit Union Mastercard Core Credit Card is a rewards card.
| Description |
Does Fortera Credit Union Mastercard Core Credit Card have a signup bonus?
Yes. You can earn and redeem points for cash-back, gift cards, merchandise, and travel rewards. Cash-Back – Get cash deposits into your Fortera account or make a payment to your Fortera credit card. Merchandise – Select from a variety of name-brand merchandise. You will find electronics, home goods, sporting goods, personal items, and more. Amazon – Check out our Amazon Store link and browse from over 30 categories of items. Gift Cards – Choose from a variety of popular gift card options including Target, Walmart, Starbucks, and more. Travel - Travel rewards include Airline tickets, Hotel accommodations, Car Rental, Vacation packages, and more.
Does Fortera Credit Union Mastercard Core Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Fortera Credit Union Mastercard Core Credit Card benefits?
Fortera Credit Union Mastercard Core Credit Card provides the following benefits:
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Fortera Credit Union Mastercard Core Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Fortera Credit Union Mastercard Core Credit Card has a variable purchase APR of 18.00%. The card has a variable balance transfer APR of 18.00% . It also has a variable cash advance APR of 18.00% .
Note that late payments are subject to an APR of 18.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Fortera Credit Union Mastercard Core Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Fortera Credit Union Mastercard Core Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Fortera Credit Union Mastercard Core Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | 0.80% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $3.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $37.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Fortera Credit Union Mastercard Core Credit Card have a foreign transaction fee?
Fortera Credit Union Mastercard Core Credit Card charges a foreign transaction fee of up to 0.80%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Fortera Credit Union Mastercard Core Credit Card?
The customer service number for Fortera Credit Union Mastercard Core Credit Card is (931) 431-6800.
What is the support contact email for Fortera Credit Union Mastercard Core Credit Card?
The support contact email for Fortera Credit Union Mastercard Core Credit Card is marketing@forteracu.com.
What is the login page for Fortera Credit Union Mastercard Core Credit Card?
You can access the login page of Fortera Credit Union Mastercard Core Credit Card here.
How do people rate the customer service and user experience of Fortera Credit Union Mastercard Core Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Fortera Credit Union Mastercard Core Credit Card report your account activity to credit bureaus?
Yes, Fortera Credit Union Mastercard Core Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Fortera Credit Union perform a hard credit pull?
Yes, Fortera Credit Union Mastercard Core Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Fortera Credit Union Mastercard Core Credit Card
- Visit the website of Fortera Credit Union Mastercard Core Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM