INTRUST Bank Visa Signature Max Cash Preferred Card

INTRUST Bank Visa Signature Max Cash Preferred Card Review

This is a rewards card issued by INTRUST Bank. If you're wondering whether INTRUST Bank Visa Signature Max Cash Preferred Card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 5 reward points per dollar spent.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.99% up to 28.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. INTRUST Bank Visa Signature Max Cash Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Good or better credit required. You will have low approval odds if your credit score is below 680.

Pros & Cons of INTRUST Bank Visa Signature Max Cash Preferred Card

INTRUST Bank Visa Signature Max Cash Preferred Card FAQ

Does INTRUST Bank Visa Signature Max Cash Preferred Card have a cash back or rewards program?

INTRUST Bank Visa Signature Max Cash Preferred Card is a rewards card.

What are the INTRUST Bank Visa Signature Max Cash Preferred Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for INTRUST Bank Visa Signature Max Cash Preferred Card?

INTRUST Bank Visa Signature Max Cash Preferred Card has a variable purchase APR that ranges from 18.99% up to 28.99%. The card has a variable balance transfer APR that ranges from 18.99% up to 28.99%. The card has a variable cash advance APR of up to 30.49%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for INTRUST Bank Visa Signature Max Cash Preferred Card?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does INTRUST Bank Visa Signature Max Cash Preferred Card report your account activity to credit bureaus?

Yes, INTRUST Bank Visa Signature Max Cash Preferred Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for INTRUST Bank Visa Signature Max Cash Preferred Card

• Visit the INTRUST Bank Visa Signature Max Cash Preferred Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.