Last Updated: 07/28/2025
INTRUST Bank Visa Signature Max Cash Preferred Card
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in Credit Cards from INTRUST Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
18.99% - 28.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
18.99% - 28.99%(Verified 06/21/2024)
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Credit Score Range
680 - 850
Annual Fee
$0
INTRUST Bank Visa Signature Max Cash Preferred Card Review
This is a rewards card issued by INTRUST Bank. If you're wondering whether INTRUST Bank Visa Signature Max Cash Preferred Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 5 reward points per dollar spent.
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 18.99% up to 28.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. INTRUST Bank Visa Signature Max Cash Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of INTRUST Bank Visa Signature Max Cash Preferred Card
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INTRUST Bank Visa Signature Max Cash Preferred Card FAQ
Does INTRUST Bank Visa Signature Max Cash Preferred Card have a cash back or rewards program?
INTRUST Bank Visa Signature Max Cash Preferred Card is a rewards card.
| Description |
Does INTRUST Bank Visa Signature Max Cash Preferred Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does INTRUST Bank Visa Signature Max Cash Preferred Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the INTRUST Bank Visa Signature Max Cash Preferred Card benefits?
INTRUST Bank Visa Signature Max Cash Preferred Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for INTRUST Bank Visa Signature Max Cash Preferred Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.INTRUST Bank Visa Signature Max Cash Preferred Card has a variable purchase APR that ranges from 18.99% up to 28.99%. The card has a variable balance transfer APR that ranges from 18.99% up to 28.99%. The card has a variable cash advance APR of up to 30.49%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does INTRUST Bank Visa Signature Max Cash Preferred Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 18.99% - 28.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does INTRUST Bank Visa Signature Max Cash Preferred Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for INTRUST Bank Visa Signature Max Cash Preferred Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does INTRUST Bank Visa Signature Max Cash Preferred Card have a foreign transaction fee?
INTRUST Bank Visa Signature Max Cash Preferred Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for INTRUST Bank Visa Signature Max Cash Preferred Card?
The customer service number for INTRUST Bank Visa Signature Max Cash Preferred Card is (800) 895-2265.
What is the support contact email for INTRUST Bank Visa Signature Max Cash Preferred Card?
The support contact email for INTRUST Bank Visa Signature Max Cash Preferred Card is info@intrustbank.com.
What is the login page for INTRUST Bank Visa Signature Max Cash Preferred Card?
You can access the login page of INTRUST Bank Visa Signature Max Cash Preferred Card here.
How do people rate the customer service and user experience of INTRUST Bank Visa Signature Max Cash Preferred Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does INTRUST Bank Visa Signature Max Cash Preferred Card report your account activity to credit bureaus?
Yes, INTRUST Bank Visa Signature Max Cash Preferred Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does INTRUST Bank perform a hard credit pull?
Yes, INTRUST Bank Visa Signature Max Cash Preferred Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for INTRUST Bank Visa Signature Max Cash Preferred Card
- Visit the website of INTRUST Bank Visa Signature Max Cash Preferred Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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