Last Updated: 07/28/2025
UFirst Credit Union Visa Rewards Credit Card
Unaffiliated
in Credit Cards from UFirst Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.74% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
N/A
Annual Fee
$0
UFirst Credit Union Visa Rewards Credit Card Review
This is a rewards card issued by UFirst Credit Union. If you're wondering whether UFirst Credit Union Visa Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APRs: UFirst Credit Union Visa Rewards Credit Card has a variable regular purchase APR that ranges from 13.74% up to 18.00%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
Pros & Cons of UFirst Credit Union Visa Rewards Credit Card
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UFirst Credit Union Visa Rewards Credit Card FAQ
Does UFirst Credit Union Visa Rewards Credit Card have a cash back or rewards program?
UFirst Credit Union Visa Rewards Credit Card is a rewards card.
| Description |
Does UFirst Credit Union Visa Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does UFirst Credit Union Visa Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the UFirst Credit Union Visa Rewards Credit Card benefits?
UFirst Credit Union Visa Rewards Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for UFirst Credit Union Visa Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.UFirst Credit Union Visa Rewards Credit Card has a variable purchase APR that ranges from 13.74% up to 18.00%. UFirst Credit Union Visa Rewards Credit Card does not offer balance transfers.
Does UFirst Credit Union Visa Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. UFirst Credit Union Visa Rewards Credit Card does not offer balance transfers.Does UFirst Credit Union Visa Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for UFirst Credit Union Visa Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does UFirst Credit Union Visa Rewards Credit Card have a foreign transaction fee?
UFirst Credit Union Visa Rewards Credit Card charges a foreign transaction fee of up to 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for UFirst Credit Union Visa Rewards Credit Card?
The customer service number for UFirst Credit Union Visa Rewards Credit Card is (801) 481-8800.
What is the login page for UFirst Credit Union Visa Rewards Credit Card?
You can access the login page of UFirst Credit Union Visa Rewards Credit Card here.
How do people rate the customer service and user experience of UFirst Credit Union Visa Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does UFirst Credit Union Visa Rewards Credit Card report your account activity to credit bureaus?
Yes, UFirst Credit Union Visa Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does UFirst Credit Union perform a hard credit pull?
Yes, UFirst Credit Union Visa Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for UFirst Credit Union Visa Rewards Credit Card
- Visit the website of UFirst Credit Union Visa Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed