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  Jeanne D'Arc Credit Union Travel and Gift Rewards Card
Jeanne D'Arc Credit Union Travel and Gift Rewards Card
in Credit Cards from Jeanne D'Arc Credit Union
Unaffiliated

Jeanne D'Arc Credit Union Travel and Gift Rewards Card

Unaffiliated
in Credit Cards from Jeanne D'Arc Credit Union
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Highlights
Purchase APR  (Fixed APR) 7.99% - 15.99%
Balance Transfer APR  (Fixed APR) 7.99% - 15.99%
Credit Score Range 650 - 850
Annual Fee $0

Jeanne D'Arc Credit Union Travel and Gift Rewards Card Review

This is a rewards credit card issued by Jeanne D'Arc Credit Union. If you're wondering whether Jeanne D'Arc Credit Union Travel and Gift Rewards Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Jeanne D'Arc Credit Union Travel and Gift Rewards Card has a fixed purchase APR that ranges from 7.99% up to 15.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Jeanne D'Arc Credit Union Travel and Gift Rewards Card

The Good The Bad
  • Reward yourself with air travel, hotel stays, outdoor adventures, gift cards, electronics, kitchenware, and more, by earning points each time you use your card.
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.99%.
  • No balance transfer fee.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Jeanne D'Arc Credit Union Travel and Gift Rewards Card is accepted.
  • Jeanne D'Arc Credit Union Travel and Gift Rewards Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.

Jeanne D'Arc Credit Union Travel and Gift Rewards Card FAQ

Does Jeanne D'Arc Credit Union Travel and Gift Rewards Card have a cash back or rewards program?

Jeanne D'Arc Credit Union Travel and Gift Rewards Card is a rewards card.

Jeanne D'Arc Credit Union Travel and Gift Rewards Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Jeanne D'Arc Credit Union Travel and Gift Rewards Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Jeanne D'Arc Credit Union Travel and Gift Rewards Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Jeanne D'Arc Credit Union Travel and Gift Rewards Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Jeanne D'Arc Credit Union Travel and Gift Rewards Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Jeanne D'Arc Credit Union Travel and Gift Rewards Card has a fixed purchase APR that ranges from 7.99% up to 15.99%. The card has a fixed balance transfer APR that ranges from 7.99% up to 15.99%. It also has a fixed cash advance APR that ranges from 7.99% up to 15.99%.

Does Jeanne D'Arc Credit Union Travel and Gift Rewards Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 6 months.

Jeanne D'Arc Credit Union Travel and Gift Rewards Card Balance Transfers
Description
Balance Transfer Introductory APR 1.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 7.99% - 15.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does Jeanne D'Arc Credit Union Travel and Gift Rewards Card have an intro APR offer on new purchases?

Jeanne D'Arc Credit Union Travel and Gift Rewards Card Purchase Intro Offer
Description
Introductory Rate 1.99%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 6 months.

What are the fees for Jeanne D'Arc Credit Union Travel and Gift Rewards Card?

The following fees apply:

Jeanne D'Arc Credit Union Travel and Gift Rewards Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Jeanne D'Arc Credit Union Travel and Gift Rewards Card have a foreign transaction fee?

Jeanne D'Arc Credit Union Travel and Gift Rewards Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Jeanne D'Arc Credit Union Travel and Gift Rewards Card?

The Jeanne D'Arc Credit Union Travel and Gift Rewards Card customer service number is (978) 452-5001.

What is the support contact email for Jeanne D'Arc Credit Union Travel and Gift Rewards Card?

The support contact email for Jeanne D'Arc Credit Union Travel and Gift Rewards Card is emarketing@jdcu.com.

What is the Jeanne D'Arc Credit Union Travel and Gift Rewards Card login page?

You can access the Jeanne D'Arc Credit Union Travel and Gift Rewards Card login page here.

How do people rate the customer service and user experience of Jeanne D'Arc Credit Union Travel and Gift Rewards Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Jeanne D'Arc Credit Union Travel and Gift Rewards Card report your account activity to credit bureaus?

Yes, Jeanne D'Arc Credit Union Travel and Gift Rewards Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Jeanne D'Arc Credit Union Travel and Gift Rewards Card

  • Visit the Jeanne D'Arc Credit Union Travel and Gift Rewards Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 8:00am - 1:00pm

About Jeanne D'Arc Credit Union Travel and Gift Rewards Card

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View all credit cards offered by Jeanne D'Arc Credit Union
View Jeanne D'Arc Credit Union Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 1.99%
Purchase Intro APR Period (Fixed APR) 6 months
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Up to 2%
Minimum Cash Advance Fee ($) $5 - $50
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0.50
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $10
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Fixed APR) 7.99% - 15.99%
APR Type Fixed APR
Balance Computation a method called “average daily balance” (including new purchases).
Purchase APR (Fixed APR) 7.99% - 15.99%
Balance Transfer Introductory APR (Fixed APR) 1.99%
Balance Transfer Intro APR Period (Fixed APR) 6 months
Balance Transfer APR (Fixed APR) 7.99% - 15.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Visa

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