Jeanne D'Arc Credit Union Travel and Gift Rewards Card Review

Jeanne D'Arc Credit Union Travel and Gift Rewards Card is a rewards credit card issued by Jeanne D'Arc Credit Union. If you're wondering whether Jeanne D'Arc Credit Union Travel and Gift Rewards Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Competitive APRs. Jeanne D'Arc Credit Union Travel and Gift Rewards Card has a fixed purchase APR that ranges from 7.99% up to 15.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval oods if your credit score is above650.

The Good

The Bad

Reward yourself with air travel, hotel stays, outdoor adventures, gift cards, electronics, kitchenware, and more, by earning points each time you use your card. Lower than average purchase APRs. Has an introductory APR rate on balance transfers of 1.99%. No balance transfer fee. No annual fee. Cardholders can earn rewards on purchases everywhere Jeanne D'Arc Credit Union Travel and Gift Rewards Card is accepted. Jeanne D'Arc Credit Union Travel and Gift Rewards Card reports to multiple credit bureaus.

Does not offer a signup bonus. Charges a foreign transaction fee of 1%. Does not include many credit card benefits.

Is there a Jeanne D'Arc Credit Union Travel and Gift Rewards Card cash back or rewards program?

Jeanne D'Arc Credit Union Travel and Gift Rewards Card offers a rewards program to its customers.

Jeanne D'Arc Credit Union Travel and Gift Rewards Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Jeanne D'Arc Credit Union Travel and Gift Rewards Card benefits?

Jeanne D'Arc Credit Union Travel and Gift Rewards Card provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Jeanne D'Arc Credit Union Travel and Gift Rewards Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Jeanne D'Arc Credit Union Travel and Gift Rewards Card has lower than average purchase APRs.

Jeanne D'Arc Credit Union Travel and Gift Rewards Card has a fixed purchase APR that ranges from 7.99% up to 15.99%. The card has a fixed balance transfer APR that ranges from 7.99% up to 15.99%. It also has a fixed cash advance APR that ranges from 7.99% up to 15.99%.

What are the fees for Jeanne D'Arc Credit Union Travel and Gift Rewards Card?

The following fees apply to Jeanne D'Arc Credit Union Travel and Gift Rewards Card:

Jeanne D'Arc Credit Union Travel and Gift Rewards Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	1%
Returned Payment Fee	up to $25
Late Payment Fee	up to $10

Does Jeanne D'Arc Credit Union Travel and Gift Rewards Card report your account activity to credit bureaus?

Yes, Jeanne D'Arc Credit Union Travel and Gift Rewards Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Jeanne D'Arc Credit Union Travel and Gift Rewards Card

• Visit the Jeanne D'Arc Credit Union Travel and Gift Rewards Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.