Last Updated: 07/28/2025
Kirtland Federal Credit Union Visa Platinum Cash Rebate
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.75% - 18%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
12.75% - 18%(Verified 06/21/2024)
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Credit Score Range
600 - 850
Annual Fee
$0
Kirtland Federal Credit Union Visa Platinum Cash Rebate Review
This is a cashback credit card issued by Kirtland Federal Credit Union. If you're wondering whether Kirtland Federal Credit Union Visa Platinum Cash Rebate is the right card for you, read on.
Key Takeaways
- APRs: Kirtland Federal Credit Union Visa Platinum Cash Rebate has a variable regular purchase APR that ranges from 12.75% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Kirtland Federal Credit Union Visa Platinum Cash Rebate
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Kirtland Federal Credit Union Visa Platinum Cash Rebate FAQ
Does Kirtland Federal Credit Union Visa Platinum Cash Rebate have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Kirtland Federal Credit Union Visa Platinum Cash Rebate have a signup bonus?
This card doesn't offer a cash signup bonus.Does Kirtland Federal Credit Union Visa Platinum Cash Rebate offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Kirtland Federal Credit Union Visa Platinum Cash Rebate?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Kirtland Federal Credit Union Visa Platinum Cash Rebate has a variable purchase APR that ranges from 12.75% up to 18%. The card has a variable balance transfer APR that ranges from 12.75% up to 18%. It also has a variable cash advance APR that ranges from 12.75% up to 18%.
Does Kirtland Federal Credit Union Visa Platinum Cash Rebate have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Kirtland Federal Credit Union Visa Platinum Cash Rebate have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Kirtland Federal Credit Union Visa Platinum Cash Rebate?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Kirtland Federal Credit Union Visa Platinum Cash Rebate have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Kirtland Federal Credit Union Visa Platinum Cash Rebate?
The customer service number for Kirtland Federal Credit Union Visa Platinum Cash Rebate is (505) 254-4369.
What is the support contact email for Kirtland Federal Credit Union Visa Platinum Cash Rebate?
The support contact email for Kirtland Federal Credit Union Visa Platinum Cash Rebate is mservice@kirtlandfcu.org.
What is the login page for Kirtland Federal Credit Union Visa Platinum Cash Rebate?
You can access the login page of Kirtland Federal Credit Union Visa Platinum Cash Rebate here.
How do people rate the customer service and user experience of Kirtland Federal Credit Union Visa Platinum Cash Rebate?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Kirtland Federal Credit Union Visa Platinum Cash Rebate report your account activity to credit bureaus?
Yes, Kirtland Federal Credit Union Visa Platinum Cash Rebate reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Kirtland Federal Credit Union perform a hard credit pull?
Yes, Kirtland Federal Credit Union Visa Platinum Cash Rebate performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Kirtland Federal Credit Union Visa Platinum Cash Rebate
- Visit the website of Kirtland Federal Credit Union Visa Platinum Cash Rebate.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
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Hours of Operation
Sunday
Closed
Monday
6:00AM - 5:00AM
Tuesday
6:00AM - 5:00AM
Wednesday
6:00AM - 5:00AM
Thursday
6:00AM - 5:00AM
Friday
6:00AM - 5:00AM
Saturday
8:00AM - 2:00AM