Last Updated: 07/28/2025
Kirtland Federal Credit Union Visa Platinum Rewards
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
10.75% - 17.50%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
10.75% - 17.50%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
$0
Kirtland Federal Credit Union Visa Platinum Rewards Review
This is a rewards card issued by Kirtland Federal Credit Union. If you're wondering whether Kirtland Federal Credit Union Visa Platinum Rewards is the right card for you, read on.
Key Takeaways
- APRs: Kirtland Federal Credit Union Visa Platinum Rewards has a variable regular purchase APR that ranges from 10.75% up to 17.50%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Kirtland Federal Credit Union Visa Platinum Rewards
| The Good | The Bad |
|
|
Kirtland Federal Credit Union Visa Platinum Rewards FAQ
Does Kirtland Federal Credit Union Visa Platinum Rewards have a cash back or rewards program?
Kirtland Federal Credit Union Visa Platinum Rewards is a rewards card.
| Description |
Does Kirtland Federal Credit Union Visa Platinum Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Kirtland Federal Credit Union Visa Platinum Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Kirtland Federal Credit Union Visa Platinum Rewards benefits?
Kirtland Federal Credit Union Visa Platinum Rewards provides the following benefits:
- Emergency Support
- Zero fraud liability
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Kirtland Federal Credit Union Visa Platinum Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Kirtland Federal Credit Union Visa Platinum Rewards has a variable purchase APR that ranges from 10.75% up to 17.50%. The card has a variable balance transfer APR that ranges from 10.75% up to 17.50%. It also has a variable cash advance APR that ranges from 10.75% up to 17.50%.
Does Kirtland Federal Credit Union Visa Platinum Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Kirtland Federal Credit Union Visa Platinum Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Kirtland Federal Credit Union Visa Platinum Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Kirtland Federal Credit Union Visa Platinum Rewards have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Kirtland Federal Credit Union Visa Platinum Rewards?
The customer service number for Kirtland Federal Credit Union Visa Platinum Rewards is (505) 254-4369.
What is the support contact email for Kirtland Federal Credit Union Visa Platinum Rewards?
The support contact email for Kirtland Federal Credit Union Visa Platinum Rewards is mservice@kirtlandfcu.org.
How do people rate the customer service and user experience of Kirtland Federal Credit Union Visa Platinum Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Kirtland Federal Credit Union Visa Platinum Rewards report your account activity to credit bureaus?
Yes, Kirtland Federal Credit Union Visa Platinum Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Kirtland Federal Credit Union perform a hard credit pull?
Yes, Kirtland Federal Credit Union Visa Platinum Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Kirtland Federal Credit Union Visa Platinum Rewards
- Visit the website of Kirtland Federal Credit Union Visa Platinum Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Contact
Headquarters
Hours of Operation
SundayClosedMonday6:00AM - 5:00AMTuesday6:00AM - 5:00AMWednesday6:00AM - 5:00AMThursday6:00AM - 5:00AMFriday6:00AM - 5:00AMSaturday8:00AM - 2:00AM
Other Services by Kirtland Federal Credit Union
Other Credit Cards from Kirtland Federal Credit Union
Rating not yet determined
Purchase APR
10.25% - 17%
Disclaimer popup with additional information
Balance Transfer APR
10.25% - 17%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
12.75% - 18%
Disclaimer popup with additional information
Balance Transfer APR
12.75% - 18%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Kirtland Federal Credit Union Visa Platinum Rewards Community Reviews
Would you recommend Kirtland Federal Credit Union Visa Platinum Rewards to your friends?
There are currently no reviews.
You might also like
Best Personal Credit Cards
SuperMoney
Using Your Credit Card and Maintaining a High Credit Score
Gina Roberts-Grey
Can Your Kids Handle Credit Cards?
Audrey Henderson
Don't Want a Credit Card? You're Not Alone
LeeAnn Neal
What Are The Different Types of Credit?
Julie Bawden-Davis
