Last Updated: 07/28/2025
Maps Credit Union World Mastercard Rewards
Unaffiliated
from Maps Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
8.50% - 24.00%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
8.50% - 24.00%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
650 - 850
Annual Fee
Starting at $49
Maps Credit Union World Mastercard Rewards Review
This is a rewards card issued by Maps Credit Union. If you're wondering whether Maps Credit Union World Mastercard Rewards is the right card for you, read on.
Key Takeaways
- APRs: Maps Credit Union World Mastercard Rewards has a variable regular purchase APR that ranges from 8.50% up to 24.00%.
- $0 intro annual fee for the first year. Maps Credit Union World Mastercard Rewards gives you the chance to have the card for a year without paying the $49 annual fee.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, price protection, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Maps Credit Union World Mastercard Rewards
| The Good | The Bad |
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Maps Credit Union World Mastercard Rewards FAQ
Does Maps Credit Union World Mastercard Rewards have a cash back or rewards program?
Maps Credit Union World Mastercard Rewards is a rewards card.
| Description |
Does Maps Credit Union World Mastercard Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Maps Credit Union World Mastercard Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Maps Credit Union World Mastercard Rewards benefits?
Maps Credit Union World Mastercard Rewards provides the following benefits:
- Trip Cancellation Insurance
- Price Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Maps Credit Union World Mastercard Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Maps Credit Union World Mastercard Rewards has a variable purchase APR that ranges from 8.50% up to 24.00%. The card has a variable balance transfer APR that ranges from 8.50% up to 24.00%. It also has a variable cash advance APR that ranges from 13.50% up to 29.00%.
Does Maps Credit Union World Mastercard Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Maps Credit Union World Mastercard Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Maps Credit Union World Mastercard Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | Starting at $49 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee as low as $49.
Does Maps Credit Union World Mastercard Rewards have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Maps Credit Union World Mastercard Rewards?
The customer service number for Maps Credit Union World Mastercard Rewards is (503) 588-0181.
What is the support contact email for Maps Credit Union World Mastercard Rewards?
The support contact email for Maps Credit Union World Mastercard Rewards is maps@mapscu.com.
How do people rate the customer service and user experience of Maps Credit Union World Mastercard Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Maps Credit Union World Mastercard Rewards report your account activity to credit bureaus?
Yes, Maps Credit Union World Mastercard Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Maps Credit Union perform a hard credit pull?
Yes, Maps Credit Union World Mastercard Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Maps Credit Union World Mastercard Rewards
- Visit the website of Maps Credit Union World Mastercard Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00AMTuesday9:00AM - 5:00AMWednesday9:00AM - 5:00AMThursday9:00AM - 5:00AMFriday9:00AM - 6:00AMSaturdayClosed
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Other Credit Cards from Maps Credit Union
Rating not yet determined
Purchase APR
8.50% - 24.00%
Disclaimer popup with additional information
Balance Transfer APR
8.50% - 24.00%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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