Last Updated: 07/28/2025
Merrick Bank Double Your Line® Mastercard®
Claimed
in Credit Cards from Merrick Bank
Last Updated: 07/28/2025
SuperMoney User Recommendation Score +73
Strongly recommended11 total votes
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
23.95% - 29.95%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
N/A
Credit Score Range
300 - 700
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Annual Fee
$0 - $72
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Number of Reviews
Merrick Bank Double Your Line® Mastercard® Review
This is a card issued by Merrick Bank. If you're wondering whether Merrick Bank Double Your Line® Mastercard® is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 23.95% up to 29.95%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $72 for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Merrick Bank Double Your Line®
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Merrick Bank Double Your Line® FAQ
Does Merrick Bank Double Your Line® have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Merrick Bank Double Your Line®?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Merrick Bank Double Your Line® Mastercard® has a variable purchase APR that ranges from 23.95% up to 29.95%. Merrick Bank Double Your Line® Mastercard® does not offer balance transfers. It also has a variable cash advance APR that ranges from 28.70% up to 34.95%.
Does Merrick Bank Double Your Line® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Merrick Bank Double Your Line® Mastercard® does not offer balance transfers.Does Merrick Bank Double Your Line® have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Merrick Bank Double Your Line®?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 - $72 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $12 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $0 - $72 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee ranging from $0 up to $72.
Does Merrick Bank Double Your Line® have a foreign transaction fee?
Merrick Bank Double Your Line® charges a foreign transaction fee of up to 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Merrick Bank Double Your Line®?
The customer service number for Merrick Bank Double Your Line® is (800) 204-5936.
What is the support contact email for Merrick Bank Double Your Line®?
The support contact email for Merrick Bank Double Your Line® is reclending.customerservice@merrickbank.com.
What is the login page for Merrick Bank Double Your Line®?
You can access the login page of Merrick Bank Double Your Line® here.
How do people rate the customer service and user experience of Merrick Bank Double Your Line®?
Overall, Merrick Bank Double Your Line® is strongly recommended based on community reviews that rate customer service and user experience.
Does Merrick Bank Double Your Line® Mastercard® report your account activity to credit bureaus?
Yes, Merrick Bank Double Your Line® Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Merrick Bank perform a hard credit pull?
Yes, Merrick Bank Double Your Line® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Merrick Bank Double Your Line®
- Visit the website of Merrick Bank Double Your Line®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Merrick Bank Double Your Line® Mastercard® Disclosure: Annual fees range from $0-$72
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.