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  Merrick Bank Double Your Line™ Platinum Visa® Credit Card

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

in Personal Credit Cards from Merrick Bank

Unaffiliated

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

Unaffiliated

in Personal Credit Cards from Merrick Bank

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Community Rating

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Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 700
Annual Fee $70
Purchase APR  (Variable APR) 20.95% - 29.2%

Merrick Bank Double Your Line™ Platinum Visa® Credit Card Review

Merrick Bank Double Your Line™ Platinum Visa® Credit Card is a credit card issued by Merrick Bank. If you're wondering whether Merrick Bank Double Your Line™ Platinum Visa® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.95% up to 29.2%.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Merrick Bank Double Your Line™ Platinum Visa® Credit Card Pros and Cons:

The Good The Bad
  • Customers can double their line of credit (Credit Line Range $550 - $1,250 to $1,100 - $2,500) by making minimum payments each month for the first seven months after opening an account.
  • No Penalty rates or Over Limit fee.
  • Merrick Bank Double Your Line Visa Card is designed for customers interested in building or improving their credit.
  • Free access to your credit score.
  • Considers applicants with fair or poor credit.
  • Merrick Bank Double Your Line™ Platinum Visa® Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of $70
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Merrick Bank Double Your Line™ Platinum Visa® Credit Card cash back or rewards program?

No, Merrick Bank Double Your Line™ Platinum Visa® Credit Card does not offer a rewards program.

What are the Merrick Bank Double Your Line™ Platinum Visa® Credit Card benefits?

Merrick Bank Double Your Line™ Platinum Visa® Credit Card provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Merrick Bank Double Your Line™ Platinum Visa® Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Merrick Bank Double Your Line™ Platinum Visa® Credit Card has higher than average purchase APRs.

Merrick Bank Double Your Line™ Platinum Visa® Credit Card has a variable purchase APR that ranges from 20.95% up to 29.2%. It also has a variable cash advance APR that ranges from 25.95% up to 34.2%.

Does Merrick Bank Double Your Line™ Platinum Visa® Credit Card have an introductory APR offer on balance transfers?

No, Merrick Bank Double Your Line™ Platinum Visa® Credit Card does not come with an introductory APR offer for balance transfers.

Does Merrick Bank Double Your Line™ Platinum Visa® Credit Card have an introductory APR offer on new purchases?

Merrick Bank Double Your Line™ Platinum Visa® Credit Card does not offer an introductory rate on new purchases.
Merrick Bank Double Your Line™ Platinum Visa® Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Merrick Bank Double Your Line™ Platinum Visa® Credit Card?

The following fees apply to Merrick Bank Double Your Line™ Platinum Visa® Credit Card:

  • There is no overlimit fee
Merrick Bank Double Your Line™ Platinum Visa® Credit Card Fees
Fees Amount
Annual Fee $70
Overlimit Fee $0
Late Payment Fee up to $39

Does Merrick Bank Double Your Line™ Platinum Visa® Credit Card report your account activity to credit bureaus?

Merrick Bank Double Your Line™ Platinum Visa® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Merrick Bank Double Your Line™ Platinum Visa® Credit Card

  • Visit the Merrick Bank Double Your Line™ Platinum Visa® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

MERRICK BANK DOUBLE YOUR LINE™ PLATINUM VISA® CREDIT CARD Disclosure: Annual fees range from $0-$70
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   10705 South Jordan Gateway
    Suite 200
    South Jordan, UT 84095
  •   Visit Site

About Merrick Bank Double Your Line™ Platinum Visa® Credit Card

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Over-Limit Fee $0
Paper Statement Fee $0
Annual Fee $70
Minimum Interest Charge $1
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 700
Card Type Bad Credit
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Free FICO Score  
Rewards Type No Rewards
Cash Advance APR (Variable APR) 25.95% - 34.2%
Purchase APR (Variable APR) 20.95% - 29.2%

Merrick Bank Double Your Line™ Platinum Visa® Credit Card Community Reviews

 

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Merrick Bank Secured Visa® from Merrick Bank
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee $36 Annual Fee
Purchase APR 18.95% Variable APR
Merrick Platinum Visa

Merrick Platinum Visa

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee $96 Annual Fee
Purchase APR 20.45% - 29.95%
(Variable APR)
    0% 36% Variable APR