Last Updated: 07/28/2025
Mainstreet CU Select Rewards Mastercard® Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 15.50%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Starting at 15.50%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Mainstreet CU Select Rewards Mastercard® Credit Card Review
This is a rewards card issued by Mainstreet Credit Union. If you're wondering whether Mainstreet CU Select Rewards Mastercard® Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Mainstreet CU Select Rewards Card
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Mainstreet CU Select Rewards Card FAQ
Does Mainstreet CU Select Rewards Card have a cash back or rewards program?
Mainstreet CU Select Rewards Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points (1 point per dollar charged on purchases (no points earned on cash advance or balance transfers).) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Mainstreet CU Select Rewards Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Mainstreet CU Select Rewards Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Mainstreet CU Select Rewards Card benefits?
Mainstreet CU Select Rewards Mastercard® Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Mainstreet CU Select Rewards Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Mainstreet CU Select Rewards Mastercard® Credit Card has a variable purchase APR starting at 15.50%. The card has a variable balance transfer APR starting at 15.50% . It also has a variable cash advance APR starting at 15.50% .
Does Mainstreet CU Select Rewards Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Mainstreet CU Select Rewards Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Mainstreet CU Select Rewards Card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Mainstreet CU Select Rewards Card?
The customer service number for Mainstreet CU Select Rewards Card is (913) 599-1010.
What is the support contact email for Mainstreet CU Select Rewards Card?
The support contact email for Mainstreet CU Select Rewards Card is businessservices@mainstreetcu.org.
How do people rate the customer service and user experience of Mainstreet CU Select Rewards Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Mainstreet CU Select Rewards Mastercard® Credit Card report your account activity to credit bureaus?
Yes, Mainstreet CU Select Rewards Mastercard® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mainstreet Credit Union perform a hard credit pull?
Yes, Mainstreet CU Select Rewards Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Mainstreet CU Select Rewards Card
- Visit the website of Mainstreet CU Select Rewards Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:30PMTuesday9:00AM - 5:30PMWednesday9:00AM - 5:30PMThursday9:00AM - 5:30PMFriday9:00AM - 5:30PMSaturday9:00AM - 12:30PM
Other Services by Mainstreet Credit Union
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Purchase APR
Starting at 9.99%
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Balance Transfer APR
Starting at 9.99%
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Credit Score Range
N/A
Annual Fee
$0
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